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696 Belle Creek Rd, Belgrade, MT, 59714

4beds
6baths
4,686sqft
$5,250,000
$1,120price/sqft
$31,425/moest. monthly cost
$1,257,000/yrincome needed

About This Home

Framed by sweeping Bridger Mountain views and set on 11± acres, this exceptional property captures the essence of Montana living, where refined comfort meets wide-open space. Thoughtfully reimagined through an extensive renovation, the 4,345± square foot residence blends timeless design with modern finishes, creating warm, inviting spaces for everyday living and effortless entertaining. The beautifully appointed kitchen serves as the heart of the home, complemented by elegantly renovated bathrooms, custom interior finishes, updated lighting, new flooring, and an impressive stone fireplace anchoring the main living area. A wet bar, abundant storage, and an oversized epoxy-finished garage add style and functionality, while recent improvements, including a new roof, expansive outdoor living areas, air conditioning, and refreshed exterior finishes, provide peace of mind for years to come. Beyond the home, the property's versatility truly shines. A beautiful custom barn offers horse facilities, generous storage, and ample space for hobbies or recreation, while the finished two-bedroom apartment above provides comfortable accommodations for guests, extended family, or a caretaker. Whether enjoying sunrises over the Bridger Mountains from the patio, entertaining beneath Montana's endless skies, taking advantage of the property's convenient proximity to downtown Bozeman, world-class recreation, and the airport, this is a rare opportunity where luxury, functionality, and convenience come together in one extraordinary setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Hawthorne SchoolGrades PK-56.7 mi
8/10
--
Gallatin High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Water Softener,Washer

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Upper

Features

  • Wet Bar,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Window features: Window Coverings
  • Flooring: Hardwood,Partially Carpeted,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 4,345

Garage

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Radiant Floor
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,686
  • Total interior livable area: 4,686 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: RFG46743
  • Zoning description: AR
  • Special condition: None
  • Exclusions: Outdoor firepit,Curtains in the office,Refrigerator and Freezer in the garage,Safe in the basement
  • Horse amenities: Tack Room

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Sprinkler/Irrigation,Landscaping
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 11 Acres
  • Features: Lawn,Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,546$318,552
Home Insurance $1,736$20,832
Property Taxes $2,822$33,864
Electricity $321$3,861
Total$31,425$377,100

Income You'd Need if You Spent...

35% on housing$1,077,428/yr
40% on housing$942,750/yr
45% on housing$838,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,120This listing

vs Other Active Listings

Avg $/sqft

ZIP 59714$420
Gallatin County$545

vs Homes Sold Last Month

Median $/sqft

ZIP 59714$311
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$5,250,000

For Sale by Agent

AgentDeeAnn Bos
BrokerageBerkshire Hathaway - Bozeman

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