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557 Saint Andrews Dr, Bozeman, MT, 59715

6beds
5baths
5,692sqft
$1,995,000
$350price/sqft
$12,116/moest. monthly cost
$484,640/yrincome needed

About This Home

Start 2026 strong with a rare opportunity to live beautifully while your home works for you. This exceptional luxury residence includes a high-performing ADU generating up to $7,100 per month, offering a powerful combination of lifestyle and income. Set in the scenic foothills of the Bridger Mountains, just north of Bridger Creek Golf Course, 557 St. Andrews Drive captures the essence of Bozeman living—privacy, convenience, and sweeping views of the Bridger, Gallatin, and Spanish Peaks. With nearly 5,700 square feet of thoughtfully designed space, this custom home offers 6 bedrooms and 4.5 bathrooms, including a private third-level guest suite currently operating as a successful short-term rental. Ideal for visitors or income generation, the guest quarters are accessed through a shared oversized mudroom, providing separation without sacrificing ease of use. The main level is light-filled and inviting, featuring soaring ceilings, oversized windows, and an open-concept layout designed for both everyday living and entertaining. The showpiece kitchen is outfitted with Monteriors quartz countertops, gold and white Café appliances, and a refined aesthetic curated by Sanctuary Interior Design—complete with designer lighting, wallpaper, and hand-selected furnishings. A formal dining room, dedicated office, expansive entertaining deck, and a serene primary suite with dual walk-in closets and a spa-like en suite complete this level. A striking cantilevered staircase with glass balustrades leads to the lower level, where you’ll find a second living area, three additional bedrooms, two full bathrooms, and a flexible space ideal for a gym, playroom, or creative studio. Outside, unwind in the hot tub while soaking in panoramic mountain views. Additional features include a three-car attached garage, dual water heaters, generous storage, and quality craftsmanship throughout. Just minutes from Downtown Bozeman, Bridger Mountain trails, and year-round outdoor recreation, this home seamlessly blends refined design, income potential, and Montana’s natural beauty.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
33
BikeSomewhat Bikeable

Schools

8/10
Hawthorne SchoolGrades PK-52.3 mi
7/10
8/10
Bozeman High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Bedroom,Rec/Family Area,Bath/Stubbed

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,590

Heating & Cooling

  • Heating features: Forced Air,Radiant Floor
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,692
  • Total interior livable area: 5,692 sqft

Property

Details

  • Parcel number: 06090531170590000
  • Zoning description: CALL - Call Listing Agent for Details
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: Mountain(s),Valley,Trees/Woods

Lot

  • Lot size: 0.59 Acres
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Cold Wave
Lightning
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance $487$5,844
Property Taxes $1,152$13,824
Electricity $390$4,690
Total$12,116$145,392

Income You'd Need if You Spent...

35% on housing$415,405/yr
40% on housing$363,480/yr
45% on housing$323,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 59715$616
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59715$436
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for rent$9,495
2026-02-18Listed for sale$1,995,000
2026-02-17Listing removed$1,995,000
2026-01-29Price change$1,995,000
2026-01-01Listed for sale$2,100,000
2025-12-24Listing removed$2,095,000
2025-10-20Price change$2,095,000
2025-09-05Listed for sale$2,100,000
2025-09-05Listing removed$2,100,000
2025-08-07Price change$2,100,000
2025-06-11Listed for sale$2,400,000

For Sale by Agent

AgentKatharine Hamilton, REAL Broker
BrokerageREAL Broker

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