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102 W Tobiano Trl, Belgrade, MT, 59714

5beds
3baths
2,844sqft
$775,000
$273price/sqft
$4,615/moest. monthly cost
$184,600/yrincome needed

About This Home

Welcome to 102 W Tobiano Trail—where space, comfort, and a welcoming neighborhood come together just outside of Belgrade. Situated on a generously sized lot, this well-maintained home with thoughtful updates offers the perfect blend of privacy and community living. Inside, you’ll find 5 bedrooms, 3 bathrooms, and an office/flex space providing ample room for family, guests, or flexible living arrangements. Step outside to enjoy the large, fully fenced yard—perfect for pets, play, and entertaining. The property also includes a charming gazebo for relaxing summer evenings and a shed for additional storage. Located in a friendly neighborhood just minutes from Belgrade, this home offers the convenience of town with the added benefit of extra space and a more relaxed setting. Whether you're looking for room to grow or simply more breathing room, this property delivers.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Story Creek ElementaryGrades PK-42.3 mi
5/10
Belgrade Middle SchoolGrades 5-83.7 mi
6/10
Belgrade High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Water Softener,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Flooring: Hardwood,Laminate,Partially Carpeted,Tile
  • Finished area above ground: 2,844

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,844
  • Total interior livable area: 2,844 sqft

Property

Details

  • Parcel number: 00REF45010
  • Zoning description: R1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Sprinkler/Irrigation,Landscaping
  • Fencing: Partial

Lot

  • Lot size: 0.46 Acres
  • Features: Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $256$3,072
Property Taxes $246$2,952
Electricity $195$2,343
Total$4,615$55,380

Income You'd Need if You Spent...

35% on housing$158,228/yr
40% on housing$138,450/yr
45% on housing$123,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 59714$443
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59714$311
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$800,000
2026-03-31Listed for sale$825,000
2023-07-19Sold--
2023-06-20Contingent$775,000
2023-06-16Listed for sale$775,000
2018-02-01Sold--
2010-09-24Sold--
2010-04-06Sold--

For Sale by Agent

AgentLauren Taylor
BrokeragePureWest Real Estate Bozeman

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