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4106 Woodbury Ter NW, Concord, NC, 28027

3beds
2baths
1,266sqft
$299,900
$237price/sqft
$1,990/moest. monthly cost
$79,600/yrincome needed

About This Home

This 3-bedroom, 2-bathroom One-story Home Is Move-in Ready; home located in the desirable Oak Park neighborhood. This property features a traditional floor plan that provides distinct and comfortable living spaces. The inviting living room centers around a cozy fireplace, serving as a perfect spot for relaxation. The beautifully updated kitchen boasts sleek quartz countertops and stainless-steel appliances, making it a functional space for everyday cooking. The primary bedroom offers a private retreat complete with a large walk-in closet and an attached en-suite bathroom featuring a double sink vanity. Situated on a quiet cul-de-sac, the home also includes a fully fenced-in backyard that provides a great space for outdoor enjoyment. Conveniently located near shopping, dining, schools, and major roadways. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
19
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
West Cabarrus HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedroom S

  • Level: Main
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedroom S

  • Level: Main
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,266

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,266
  • Total interior livable area: 1,266 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13' 0" X 14' 0"

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12' 0" X 14' 0"

Property

Details

  • Parcel number: 5601948194
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Fencing: Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot
  • Lot size dimensions: 27 x 7 x 174 x 52 x 67 x 139

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$90$1,080
Property Taxes $184$2,208
Electricity $200$2,405
Total$1,990$23,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,228/yr
40% on housing$59,700/yr
45% on housing$53,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$184
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$299,900
2026-06-29Listed for sale$309,900
2024-05-21Listing removed--
2024-05-15Price change$1,980
2024-05-07Price change$1,990
2024-04-26Price change$2,025
2024-04-22Listed for rent$1,975
2011-01-24Listing removed$139,900
2010-10-29Listed for sale$139,900

For Sale by Agent

AgentRobert Salmons
BrokerageEntera Realty LLC

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