4789 W County Road 38E, Fort Collins, CO, 80526
About This Home
Rare opportunity to own a stunning lodge/B&B directly across from Horsetooth Reservoir, offering incredible income potential while living steps from the water. This fully furnished property features 6 guest suites plus private owner's quarters complete with a 5-piece master bath and in-unit laundry. Amenities include a commercial-style kitchen, workout room, hair salon, coin-op laundry, 5 hot tubs, 7 fireplaces, and 10 bathrooms. Lovingly owner-operated since day one, this turnkey property is ready for immediate occupancy and business operation. Zoned for multi-use, the property also offers expansion potential with plumbing and electrical already in place for 3 additional suites. Buyer will receive a credit toward updates or personal touches. Potential owner financing available. A one-of-a-kind investment and lifestyle opportunity in one of Northern Colorado's most sought-after outdoor destinations.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Composition
- Construction materials: Frame,Composition
Type & Style
- Home type: SingleFamily
- Property subType: Mixed Use
Interior
Appliances
- Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Trash Compactor,Gas Bar-B-Q,Disposal
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 10
- Full bathrooms: 8
- 1/2 bathrooms: 2
- Main level bathrooms: 4
Features
- Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s),Jack & Jill Bathroom,Kitchen Island,High Ceilings,Beamed Ceilings,Crown Molding
- Door features: French Doors
- Window features: Window Coverings
- Fireplace features: Gas,Electric
- Fireplace: Yes
- Finished area above ground: 3,660
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Attic Fan
Interior Area
- Total structure area: 3,660
- Total interior livable area: 6,060 sqft
Kitchen
- Level: Main
- Area: 288
- Dimensions: 24 x 12
Primary Bedroom
- Features: 5 Piece Primary Bath
- Level: Upper
- Area: 342
- Dimensions: 19 x 18
Property
Details
- Parcel number: R1681648
- Zoning: SFR
- Special condition: Private Owner
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck
- Spa features: Bath,Heated
- Has view: Yes
- View description: Hills,Water,Panoramic
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 10,780 sqft
- Features: Wooded,Evergreen Trees,Abuts Public Open Space,Paved,Curbs,Street Light,Fire Hydrant within 500 Feet
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,RV Access/Parking,Attached,>8' Garage Door,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Wildfire
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,733 | $116,796 |
| Home Insurance * | $841 | $10,092 |
| Property Taxes | $834 | $10,008 |
| Electricity | $457 | $5,489 |
| Total | $11,865 | $142,380 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-24 | Listed for sale | $1,925,000 |
| 2025-10-19 | Listing removed | $1,950,000 |
| 2025-04-18 | Listed for sale | $1,950,000 |
| 2024-06-21 | Listing removed | -- |
| 2024-05-18 | Listed for sale | $1,950,000 |
| 2021-07-19 | Listing removed | -- |
| 2021-02-02 | Listed for sale | $1,750,000 |
| 2020-11-01 | Listing removed | $1,500,000 |
| 2020-08-19 | Listed for sale | $1,500,000 |
| 2020-07-01 | Listing removed | $1,500,000 |
| 2019-09-30 | Listed for sale | $1,500,000 |
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