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3126 Red Oak Dr, Saugatuck, MI, 49453

5beds
5baths
3,155sqft
$1,545,000
$490price/sqft
$9,757/moest. monthly cost
$390,280/yrincome needed

About This Home

Experience New Construction luxury living on desirable Red Oak Drive in Saugatuck. Surrounded by towering trees and offering breathtaking water views, this exceptional 5-bedroom, 4.5-bath home provides a front-row seat to nature. Designed for both everyday living and entertaining, the open-concept floor plan features designer finishes, expansive windows that capture the views, and abundant natural light throughout. The main level includes two private en suites, while extensive closet space and storage provide exceptional functionality. Step outside to a spacious two-level deck and patio, perfect for hosting guests or enjoying the peaceful setting. The finished lower level features a wet bar and additional gathering space. A rare combination of luxury, privacy, and thoughtful design in one of Saugatuck's most sought-after locations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Douglas Elementary SchoolGrades PK-51.9 mi
7/10
Saugatuck Middle SchoolGrades 6-81.7 mi
8/10
Saugatuck High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Metal
  • Construction materials: HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Dryer,Freezer,Oven,Range,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Wet Bar,Center Island,Eat-in Kitchen
  • Window features: Screens,Insulated Windows
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 3,155 sqft

Property

Details

  • Parcel number: 2022500700
  • Zoning description: R-2

Features

  • Stories: 2
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: River,Other
  • Waterbody name: Kalamazoo River

Lot

  • Lot size: 0.90 Acres
  • Features: Level,Wooded,Ravine
  • Lot size dimensions: 125 x 315

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,812$93,744
Home Insurance *$314$3,768
Property Taxes $1,287$15,444
Electricity $344$4,129
Total$9,757$117,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$334,525/yr
40% on housing$292,710/yr
45% on housing$260,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 49453$431
Allegan County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 49453$431
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$1,545,000
2026-06-23Listed for sale$1,595,000
2025-07-17Listing removed$1,025,000
2025-04-25Price change$1,025,000
2025-03-13Price change$1,095,000
2024-11-13Listed for sale$1,100,000
2014-09-01Listing removed$69,900
2013-08-04Listed for sale$69,900
2013-01-02Listing removed$89,900
2012-02-14Listed for sale$89,900
2012-01-06Listing removed$89,900
2011-05-14Listed for sale$89,900
2011-02-17Listing removed$134,900
2010-10-29Listed for sale$134,900

New Construction

AgentBrennan Bohman
BrokerageJaqua Realtors

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