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546 Ashland Ave, Saint Paul, MN, 55102

3beds
2baths
3,191sqft
$384,500
$120price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Step into this glorious Victorian condo, masquerading as a single-family charmer! As you cross the threshold, prepare to fall in love with hardwood floors, a cozy fireplace " and a banister leading upstairs. Stained glass windows sprinkle the space with personality and charm. The kitchen is a culinary playground, boasting of stainless steel appliances, sleek quartz counters, and a tile backsplash. The kitchen has tall cabinets and a vented range hood. A grand peninsula showcases modern lighting, a bar sink, and a beverage fridge. The roomy mud/laundry grants you access to a deck with a hot tub and a private 2-car garage. The second floor has three spacious bedrooms, including a primary suite with a tower and two closets! The bathroom is a spa-like retreat with double sinks and a claw-foot tub that begs for bubbles. With nearly 3200 SF of charm, this home still has room to grow with potential for extra bedrooms and a bathroom. Let your imagination flow!

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1885

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: (CC) Converted Mansion

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Wine Cooler
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full,Shared Access,Storage Space,Unfinished

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Family Room

  • Level: Third
  • Area: 210
  • Dimensions: 15x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,191

Flex Room

  • Level: Third
  • Area: 330
  • Dimensions: 22x15

Heating & Cooling

  • Heating features: Boiler,Radiant
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 3,191
  • Total interior livable area: 3,191 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Mud Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823230214
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1503

Features

  • Levels: More Than 2 Stories
  • Patio & porch: Deck,Front Porch
  • Fencing: Wood

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,944$23,328
Home Insurance *$347$4,164
Property Taxes $381$4,572
Electricity $269$3,229
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$166
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$399,900
2026-04-01Price change$430,000
2026-03-11Listed for sale$450,000
2025-04-01Listing removed$499,900
2025-01-17Price change$499,900
2024-10-17Price change$509,900
2024-09-19Listed for sale$519,900
2022-07-21Listing removed--
2022-04-20Listed for sale$495,000
2011-08-05Listing removed$389,900
2011-02-05Price change$389,900
2011-01-21Price change$389,000
2010-10-23Listed for sale$399,000

For Sale by Agent

AgentJason P Stockwell
BrokerageeXp Realty

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