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742 N 37th St, Philadelphia, PA, 19104

5beds
2baths
2,160sqft
$265,000
$123price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Rare opportunity to own a sun-drenched corner home set up with a lower and upper unit in the Mantua section of West Philadelphia. Designed for both immediate income and long-term upside, this property is an ideal fit for investors and house hackers looking to live in one unit while gaining rental income from the other. This versatile property features two fully separate units, each with a private entrance. The lower-level unit includes two bedrooms, one bath, basement access and in-unit laundry. The spacious bi-level upper unit has three bedrooms, one bath, its own washer/dryer, and a rear yard entry. This setup is perfect for maximizing rental flexibility or offsetting your monthly expenses. Positioned on a corner, the home is flooded with natural light from multiple exposures, creating bright, highly desirable living spaces that consistently attract tenants. Located just minutes from the Philadelphia Zoo, the Schuylkill River Trail, and major highways, this property offers seamless access to Center City, universities, and major hospitals. This area continues to see strong rental demand and ongoing growth. Whether you’re looking to live in one unit while generating income from the other or add a high-demand asset to your portfolio, this property delivers the kind of location, layout, and potential that doesn’t come around often. Please note home was most recently occupied as a single family home with an in-law suite and had previously had two rental licenses which have expired and the property has been rezoned as a single family residence. Buyers are responsible for any future zoning and legalization of unit. The city certification is attached to the listing documents for review.

Getting Around

48
WalkingCar-Dependent
64
TransitGood Transit
95
BikeBiker's Paradise

Schools

4/10
Mcmichael Morton SchoolGrades PK-80.1 mi
3/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Stone
  • Roof: Flat
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Family Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,160

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 243082900
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,280 sqft
  • Features: Corner Lot,Rear Yard
  • Lot size dimensions: 16.00 x 80.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$344$4,128
Property Taxes $187$2,244
Electricity $236$2,843
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$190
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$265,000
2026-06-05Listed for sale$275,000
2019-08-24Listing removed$265,000
2019-07-20Price change$265,000
2019-07-10Price change$275,000
2019-06-17Price change$289,900
2019-05-29Price change$299,900
2019-05-19Price change$315,000
2019-05-11Listed for sale$318,000
2014-05-19Sold$103,000
2014-02-08Listing removed$99,900
2013-10-15Listed for sale$99,900
2013-04-11Listing removed$75,000
2012-12-29Price change$75,000
2012-10-16Price change$90,000
2012-08-09Price change$94,500
2012-06-09Price change$96,500
2012-05-03Price change$98,500
2012-04-21Price change$101,500
2012-04-05Listed for sale$104,500
2011-11-30Listing removed$650
2011-11-09Listed for rent$650
2010-12-18Listing removed$114,900
2010-10-22Listed for sale$114,900

For Sale by Agent

AgentIan Perler
BrokerageKW Empower

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