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781 Wilder St, Ste Genevieve, MO, 63670

3beds
2baths
1,408sqft
$285,000
$202price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

Dont wait... Located close to downtown but with an out of town feel- this 3 bedroom, 2 full bath, full brick ranch at 781 Wilder St offers approximately 1400 square feet of finished living space on a large shady lot. This well maintained and fully remodeled home combines classic construction with all new modern updates. The house has been completely redone. The main level features an open floor plan with new flooring, completely remodeled bathrooms, bedrooms, and kitchen with stainless appliances, fixtures throughout etc. Outside brand new roof, gutters, windows, doors, deck makes this home virtually maintenance free for years to come. The new deck extends the living space outdoors and overlooks the landscaped backyard creating a private, park like setting ideal for relaxing and entertaining. The unfinished basement includes a fireplace and unlimited options for layout and finish. Additional features include an expansive driveway and attached two car garage finished in new metal and providing ample parking and storage. This home is not located in a flood zone- new LOMA certificate removing home. Also located within the desirable Ste Genevieve School District and just minutes from downtown, schools, and the shopping district- this property offers both convenience and a quiet residential setting in the heart of it all!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Stainless Steel Appliance(s),ENERGY STAR Qualified Dishwasher,Free-Standing Electric Range,ENERGY STAR Qualified Refrigerator

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Kitchen/Dining Room Combo,Open Floorplan
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 075.0021020020019.00
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 0.62 Acres
  • Features: Adjoins Open Ground,Back Yard,Landscaped,Private,Some Trees
  • Lot size dimensions: 217 x 60 x 75 x 83 x 189 x 64

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Lightning
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$253$3,036
Property Taxes $156$1,872
Electricity $141$1,693
Total$1,991$23,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 63670$209
Ste. Genevieve County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 63670
Ste. Genevieve County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$269,900
2026-08-05Price change$279,000
2026-07-15Listed for sale$285,000
2012-04-09Sold--
2012-01-27Price change$77,500
2011-12-18Price change$88,000
2011-10-23Listed for sale$100,000
2010-12-04Listing removed$129,900
2010-10-17Listed for sale$129,900

For Sale by Agent

AgentJoe Steiger
BrokerageWolfe Realty

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