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6451 S Vernon Ave, Chicago, IL, 60637

4beds
2baths
--sqft
$260,000
--price/sqft
$2,271/moest. monthly cost
$90,840/yrincome needed

About This Home

Beautifully-maintained 2-story brick building located in a rapidly-developing area of Chicago, conveniently situated near I-94 and just west of the future Obama Presidential Center. This well-kept investment property features two spacious 2-bedroom units, each offering generous living and dining areas with functional layouts. Both kitchens are in good condition and include newer stoves and refrigerators replaced within the past year. The property also offers rear patios and a detached 2-car garage. The building is currently occupied by long-term tenants who have resided in the property for over 4 years, consistently pay rent on time, and take pride in maintaining their units. A solid investment opportunity in an area experiencing continued growth and redevelopment.

Getting Around

70
WalkingSomewhat Walkable
72
TransitExcellent Transit
81
BikeVery Bikeable

Schools

3/10
Dulles Elementary SchoolGrades PK-80.3 mi
2/10

Construction

Condition

  • Year built: 1929

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Screens

Heating

  • Heating features: Radiator(s)

Property

Details

  • Parcel number: 20222090150000
  • Zoning: MULTI
  • Special condition: None

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 30 x 124

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$453$5,436
Property Taxes $374$4,488
Electricity $130$1,569
Total$2,271$27,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,862/yr
40% on housing$68,130/yr
45% on housing$60,560/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60637$210
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60637$144
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-01-14Sold$225,000
2021-12-29Contingent$199,900
2021-12-28Listed for sale$199,900
2021-11-22Contingent$199,900
2021-10-22Listed for sale$199,900
2021-05-19Sold$190,000
2021-01-25Listing removed$189,900
2021-01-25Pending sale$189,900
2021-01-22Sold$189,900
2021-01-05Contingent$189,900
2020-12-11Pending sale$189,900
2020-12-05Listed for sale$189,900
2020-11-10Pending sale$189,900
2020-11-05Listed for sale$189,900
2017-06-26Listing removed$149,500
2017-05-18Pending sale$149,500
2017-05-06Price change$149,500
2017-04-24Listed for sale$165,000
2017-04-12Pending sale$165,000
2017-03-17Price change$165,000
2017-03-08Listed for sale$175,000
2017-03-01Pending sale$175,000
2017-02-01Listed for sale$175,000
2016-12-06Listing removed$171,000
2016-12-03Pending sale$171,000
2016-08-13Price change$171,000
2016-06-19Price change$189,000
2016-06-02Listed for sale$199,000
2015-11-09Sold$64,000
2005-07-14Sold$290,000

For Sale by Agent

AgentOla Sanni
BrokerageCentury 21 S.G.R., Inc.

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