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55 E Front Street, Keyport, NJ, 07735

1beds
1baths
--sqft
$450,000
--price/sqft
$3,207/moest. monthly cost
$128,280/yrincome needed

About This Home

NO FLOOD ZONE! - Prime Downtown Keyport Location! Fantastic opportunity to own this charming mixed-use property in the heart of Keyport's vibrant business district. Zoned for General Commercial and Mixed-Use Residential, this versatile space is ideal for a variety of uses--residential, office, retail, salon, studio, or coffee shop. This well-maintained space features rich hardwood floors, soaring 13-foot ceilings, and a brand-new full bathroom. Enjoy the added bonus of a full basement offering ample storage and a private courtyard perfect for outdoor seating or relaxation. Rear parking available for a monthly fee. Whether you're looking for a live/work setup or an investment in a high-visibility location, this property offers both flexibility and charm in a walkable and thriving area.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Central SchoolGrades PK-80.6 mi
2/10
Keyport High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Dec Molding

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Property

Details

  • Parcel number: 2400080000000019
  • Zoning description: Professional, Residential, Single Family, Retail, Commercial, Multi-Use, Mixed, Live-in Professional

Features

  • Stories: 1
  • Exterior features: Lighting

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 20 x 63

Parking

  • Parking features: Off Street,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Coastal Flooding
Cold Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$166$1,992
Property Taxes $573$6,876
Electricity $193$2,318
Total$3,207$38,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,954/yr
40% on housing$96,210/yr
45% on housing$85,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07735$274
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07735$331
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$450,000
2026-02-18Price change$475,000
2026-01-05Listed for sale$499,999
2025-12-12Listing removed$499,999
2025-10-16Listed for sale$499,999
2025-10-01Listing removed$479,000
2025-09-30Listing removed$2,850
2025-08-20Listed for rent$2,850
2025-08-08Price change$479,000
2025-06-14Listed for sale$500,000
2023-07-20Listing removed--
2023-06-19Listed for rent$3,200
2021-11-10Listing removed--
2021-07-06Price change$324,900
2021-06-09Listed for sale$354,900
2011-01-29Listing removed$249,000
2011-01-27Listed for sale$249,000
2010-12-09Listing removed$249,000
2010-10-06Listed for sale$249,000

For Sale by Agent

AgentRon Ison
BrokerageSerhant New Jersey LLC

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