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89 N Broadway #221, White Plains, NY, 10603

1beds
1baths
776sqft
$449,999
$580price/sqft
$3,329/moest. monthly cost
$133,160/yrincome needed

About This Home

Welcome to White Plains Commons II, where comfort, convenience, and value come together in this beautifully maintained third-floor 1-bedroom, 1-bath condominium. Offering the privacy of its own separate entrance and no neighbors above, this bright and spacious home features an oversized living room perfect for relaxing or entertaining, a generously sized bedroom with abundant closet space, and the convenience of an in-unit washer and dryer. The home has been well cared for and features brand-new appliances, including the refrigerator, over-the-range microwave, and dryer, along with a brand new living room a/c unit, providing added comfort and peace of mind. White Plains Commons II is a well-maintained, pet-friendly community with beautifully landscaped grounds, assigned parking, guest parking, and low monthly maintenance, making it an excellent choice for homeowners seeking affordability without sacrificing quality. Ideally located just minutes from vibrant downtown White Plains, Metro-North train stations, Bee-Line bus services, major highways including I-287 and the Bronx River Parkway, shopping, dining, entertainment, parks, and recreational facilities, this move-in-ready residence offers an easy commute and exceptional access to everything Westchester has to offer. Combining low taxes, low maintenance, modern conveniences, and an unbeatable location, this home presents a wonderful opportunity for first-time buyers, downsizers, or anyone looking to enjoy carefree living in the heart of White Plains.

Getting Around

68
WalkingSomewhat Walkable
56
TransitGood Transit
58
BikeBikeable

Schools

7/10
Church Street SchoolGrades K-50.2 mi
6/10
7/10

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Garden
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Common,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,Primary Bathroom
  • Flooring: Hardwood
  • Attic: None
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 776
  • Total interior livable area: 776 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$119$1,428
Property Taxes $689$8,268
Electricity $246$2,954
Total$3,329$39,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,137/yr
40% on housing$99,870/yr
45% on housing$88,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 10603$309
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10603$401
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$449,999
2019-01-30Listing removed$1,950
2019-01-08Price change$1,950
2018-12-14Price change$2,050
2018-12-05Price change$2,150
2018-09-18Price change$2,200
2018-08-21Listed for rent$2,400
2018-02-12Sold$325,000
2018-02-02Pending sale$329,000
2018-02-02Listed for sale$329,000
2017-12-02Listing removed$329,000
2017-11-16Pending sale$329,000
2017-10-04Listed for sale$329,000
2011-11-18Listing removed$329,000
2010-11-18Listed for sale$329,000

For Sale by Agent

AgentChristopher S. Zielinski
BrokerageColdwell Banker Realty

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