5445 Mildred St, San Diego, CA, 92110
About This Home
Rare opportunity directly across from the main entrance of the University of San Diego. The unit mix features two 2 bedroom / 1 bath units, one 3 bedroom / 1 bath, and one standout 2 bedroom / 2 bath owner's suite with hardwood floors, a private balcony, and exclusive access to a rooftop deck with sweeping views, ideal for an owner occupant looking to live in one and rent the others. Units are larger than typical vintage stock in the area, with five on-site parking spaces, common-area laundry, and a separate storage room. CC-3-4 zoning with a 4.0 FAR adds meaningful long-term flexibility for ADU addition or future density. Located in the heart of Morena, the property is minutes from Downtown, Mission Bay, Old Town, and Fashion Valley, with walkability to the Morena/Linda Vista Trolley station and Tecolote Canyon trails. A clean, turnkey asset with a built-in tenant pipeline from USD, local hospitals, and Downtown employment, well suited for an owner occupant, 1031 buyer, or local investor.
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1959
Type & Style
- Home type: MultiFamily
- Property subType: Quadruplex
Interior
Appliances
- Laundry features: Common Area
Features
- Common walls with other units/homes: 2+ Common Walls
Interior Area
- Total structure area: 3,414
- Total interior livable area: 3,414 sqft
Property
Details
- Parcel number: 4363610600
- Attached to another structure: Yes
- Zoning: CC-3-4
- Special condition: Trust
Features
- Entry location: 1
- Pool features: None
Lot
- Lot size: 5,316 sqft
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 5
- Parking features: Carport
- Covered spaces: 2
- Uncovered spaces: 3
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $188 | $2,256 |
| Property Taxes | $977 | $11,724 |
| Electricity | $732 | $8,785 |
| Total | $10,745 | $128,940 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $1,875,000 |
| 2026-04-21 | Listing removed | $2,588 |
| 2026-03-23 | Listed for rent | $2,588 |
| 2026-02-17 | Listing removed | $2,350 |
| 2025-10-06 | Price change | $2,350 |
| 2025-08-31 | Listed for rent | $2,450 |
| 2024-09-17 | Listing removed | $2,200 |
| 2024-05-22 | Listing removed | -- |
| 2024-05-10 | Listed for rent | $2,200 |
| 2011-01-28 | Listing removed | $790,000 |
| 2010-11-06 | Price change | $790,000 |
| 2010-09-24 | Listed for sale | $885,000 |
View on Zillow