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5589 Wildwood Ave, Isle, MN, 56342

2beds
1baths
780sqft
$359,900
$461price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Enjoy the best of Mille Lacs Lake living with this charming, turn-key 2-bedroom, 1-bath cabin offering 80 feet of prime shoreline and stunning sunset views. Recent updates include a new furnace and central A/C for year-round comfort. Most furniture is included with the home, making it easy to start enjoying lake life from day one. The spacious detached 2+ car garage provides ample room for vehicles, boats, and all your lake toys. Unwind in the lakeside porch, the perfect spot to relax, entertain, and soak in the panoramic water views. Ideally located on Hunters Point with easy access to world-class fishing, boating, dining, and year-round recreation, this move-in-ready retreat is the perfect weekend getaway, seasonal escape, or lake cabin to enjoy for years to come.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Isle Elementary SchoolGrades PK-68.2 mi
4/10
Isle SecondaryGrades 7-128.2 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 48
  • Dimensions: 12x4

Features

  • Finished area below ground: 0
  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053610230
  • Zoning description: Residential-Single Family
  • Foundation area: 780

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(0-4),Lake Bottom(Rocky,Sand)
  • Frontage length: Water Frontage: 80

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 80 x 179 x 30 x 200

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$207$2,484
Property Taxes $287$3,444
Electricity $170$2,050
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 56342$81
Mille Lacs County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 56342
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$349,900
2026-07-06Listed for sale$359,900
2016-08-26Listing removed$159,000
2016-08-25Sold$153,000
2012-10-11Listing removed$189,900
2012-10-10Listed for sale$189,900
2011-09-17Listing removed$209,900
2011-08-19Listed for sale$209,900
2011-07-07Listing removed$209,900
2011-06-09Listed for sale$209,900
2011-05-06Listing removed$209,900
2011-04-02Listed for sale$209,900
2011-02-16Listing removed$224,900
2011-01-19Listed for sale$224,900
2010-12-04Listing removed$224,900
2010-09-02Listed for sale$224,900

For Sale by Agent

AgentJosh A Pomerleau
BrokerageJPW Realty

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