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21 N Chatsworth Avenue #3C, Larchmont, NY, 10538

1beds
1baths
900sqft
$335,000
$372price/sqft
$2,561/moest. monthly cost
$102,440/yrincome needed

About This Home

Move right into this bright and spacious, fully renovated one-bedroom, one-bath residence offering approximately 900 square feet in the sought-after Stonecrest, a classic pre-war elevator building with doorman service. Ideally located just moments from the Village of Larchmont's shops, restaurants, Metro-North train station, Manor Park, and schools, this home offers exceptional convenience. A welcoming oversized foyer with two deep closets opens to the dining area and renovated galley kitchen featuring stainless steel appliances, quartz countertops, and countertop seating for two. The oversized living room offers generous space for relaxing and entertaining and features recessed lighting and a Murphy bed, providing additional flexibility for guests or a home office setup. The oversized primary bedroom offers two large closets and a renovated ensuite bathroom with a spacious walk-in shower and an additional entrance from the hallway for added convenience. Additional highlights include hardwood floors throughout and freshly painted interiors. Building amenities include a full-time doorman, beautifully landscaped courtyard patio, common laundry room, bicycle room, and storage (waitlist). Enjoy a short commute to Grand Central Terminal via Metro-North. Parking is available by waitlist, and residential street parking is available through the Village. This move-in-ready home combines classic pre-war character, modern updates, generous living space, and a prime Larchmont location.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Murray Avenue SchoolGrades K-50.7 mi
9/10
Hommocks SchoolGrades 6-80.9 mi
8/10
Mamaroneck High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1927

Materials

  • Foundation: Brick/Mortar,Stone
  • Construction materials: Brick,Stone

Notable Dates

  • Major remodel year: 1927

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Common,Full,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Crown Molding,Eat-in Kitchen,Elevator,Entrance Foyer,Galley Type Kitchen,High Ceilings,His and Hers Closets,Original Details,Quartz/Quartzite Counters,Recessed Lighting
  • Window features: Aluminum Frames,Blinds,Screens
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 328900100000027000015015
  • Attached to another structure: Yes
  • Special condition: None
  • Other equipment: None
  • Exclusions: No Exclusions.

Features

  • Levels: One
  • Patio & porch: None
  • Exterior features: Lighting,Mailbox
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 19 sqft
  • Features: Garden,Landscaped,Level,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,Views

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Garage,Parking Lot,Private,Waitlist
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$109$1,308
Property Taxes $513$6,156
Electricity $246$2,954
Total$2,561$30,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,805/yr
40% on housing$76,830/yr
45% on housing$68,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 10538$550
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10538$697
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$335,000
2026-07-15Listed for sale$335,000
2021-12-15Sold$277,500
2021-10-15Pending sale$299,000
2021-07-07Listed for sale$299,000
2018-07-10Sold$257,000
2018-04-02Listed for sale$279,000
2018-02-20Listing removed$289,000
2018-01-31Listed for sale$289,000
2012-01-24Listing removed$195,000
2012-01-07Listed for sale$195,000
2011-12-02Listing removed$199,000
2011-10-25Price change$199,000
2011-09-30Price change$210,000
2011-09-15Price change$220,000
2011-08-17Price change$225,000
2011-06-06Listed for sale$230,000
2011-03-11Listing removed$210,000
2010-10-31Price change$210,000
2010-08-21Listed for sale$220,000
2007-08-02Sold$230,000

For Sale by Agent

AgentDanielle Longhitano
BrokerageJulia B Fee Sothebys Int. Rlty

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