3 Chapel St, Seneca Falls, NY, 13148
About This Home
Character, scale, and opportunity come together in this classic Colonial offering over 2,500 square feet of living space and a highly flexible floor plan. Rich in original detail, the first floor showcases hardwood floors, natural woodwork, pocket doors, a built-in china cabinet, stained glass accents, and an intricate wood staircase—features that speak to the home’s timeless craftsmanship and architectural charm. With up to five bedrooms and two full baths, the layout provides exceptional versatility for a variety of living arrangements. Spacious first-floor living areas, including a formal dining room and large kitchen, create the perfect foundation for both everyday living and future customization. Ideally located on a neighborhood street just steps from State Street and minutes to downtown Seneca Falls, this property offers convenient access to local shops, dining, and community amenities. Whether you're looking to restore a historic home to its full potential or invest in a property with strong upside, this is a rare opportunity to bring vision and value together.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Water Heater,Refrigerator,Range Hood
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Dining Area,Den,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Living/Dining Room,Bedroom on Main Level
- Flooring: Hardwood,Tile,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,540
- Total interior livable area: 2,540 sqft
Property
Details
- Parcel number: 45328900600000010670010000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 2,613 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 42 x 114
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $854 | $10,248 |
| Home Insurance * | $78 | $936 |
| Property Taxes | $266 | $3,192 |
| Electricity | $419 | $5,037 |
| Total | $1,617 | $19,404 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Price change | $199,900 |
| 2026-03-26 | Listed for sale | $220,000 |
| 2021-03-24 | Listing removed | -- |
| 2017-10-30 | Listing removed | $64,900 |
| 2017-04-27 | Listed for sale | $64,900 |
| 2015-05-18 | Sold | $50,000 |
| 2014-11-15 | Price change | $44,900 |
| 2014-10-09 | Price change | $49,900 |
| 2014-09-05 | Listed for sale | $59,900 |
| 2010-09-15 | Listing removed | $64,900 |
| 2010-08-04 | Price change | $64,900 |
| 2010-07-14 | Listed for sale | $69,900 |
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