See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5285 County Road 3226, Lone Oak, TX, 75453

3beds
2baths
1,914sqft
$599,000
$313price/sqft
$4,020/moest. monthly cost
$160,800/yrincome needed

About This Home

Welcome to 5285 County Road 3226 in Lone Oak, a ranch style home set on 9 acres with an agricultural exemption. Built in 2007, this residence showcases a brick and stone exterior, covered porches and metal roof. Inside, the home offers three bedrooms and two bathrooms with beautiful wood ceilings and a wood burning fireplace that creates a warm and rustic atmosphere. You'll love the primary suite and bathroom with large walk-in closet, dual sinks and separate shower and bath. Come home to enjoy the ample outdoor living spaces. A 12 x 24 storage workshop with a concrete floor, insulation, and air conditioning offers flexible use for projects or storage. The property also includes a 30 X 45 barn with water and electricity, designed with show animals in mind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
6/10
Lone Oak Middle SchoolGrades 6-80.9 mi
7/10
Lone Oak High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Detached,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Range,Microwave
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 1 x 1

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Paneling/Wainscoting,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,914 sqft

Kitchen

  • Features: Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Kitchen Island
  • Level: First
  • Dimensions: 1 x 1

Laundry

  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 1 x 1

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Other

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 127512
  • Attached to another structure: Yes
  • Exclusions: windmill,refrig,freezers,gun safes,wagon wheel chandelier,firepit,swing,owner can make air registers for new owners if needed,squeeze chute

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Barbed Wire,Fenced,Front Yard,Metal
  • Horses can be raised: Yes

Lot

  • Lot size: 9 Acres
  • Features: Acreage

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$408$4,896
Property Taxes $346$4,152
Electricity $238$2,859
Total$4,020$48,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,828/yr
40% on housing$120,600/yr
45% on housing$107,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 75453$146
Hunt County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 75453$162
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Price change$629,000
2026-02-12Price change$679,000
2025-09-04Listed for sale$725,000

For Sale by Agent

AgentLeah Cunningham
BrokerageJPAR - Rockwall

Similar Homes