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1921 N Gratz St, Philadelphia, PA, 19121

--beds
--baths
2,703sqft
$425,000
$157price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

1921 N Gratz St presents a strong investment opportunity in the heart of North Philadelphia, just minutes from Temple University in Philadelphia. This well-configured duplex features two spacious bi-level units, each offering 4 bedrooms and 2 bathrooms, making it an attractive asset in one of the city’s most consistent rental markets. Both apartments feature separate utilities, hardwood floors throughout, and in-unit washer and dryer—amenities highly sought after by today’s tenants. Unit A is currently tenant-occupied through July and will be delivered vacant, providing immediate flexibility for a buyer. This creates an ideal opportunity for an owner-occupant to move in while offsetting expenses, or for an investor to lease at market rent and increase overall revenue. This unit also includes a large unfinished basement, presenting additional value-add potential through the expansion of livable square footage. Unit B features a thoughtfully designed bi-level layout, with a very large open-concept living and dining area on the first floor, while all four bedrooms are located on the upper level, creating a functional separation between living and private spaces. Positioned near Temple University, the property benefits from strong and consistent rental demand, easy access to public transportation, and proximity to neighborhood dining and amenities throughout North Philadelphia. 1921 N Gratz St is also available as part of a portfolio opportunity alongside 1716 W Norris St and another nearby property, offering investors the chance to acquire three properties within two blocks of one another, creating scale and operational efficiency in a rapidly growing rental corridor. Whether purchased individually or as part of the portfolio, 1921 N Gratz St offers immediate income with additional upside potential.

Getting Around

79
WalkingVery Walkable
78
TransitExcellent Transit
69
BikeBikeable

Schools

4/10
Meade Gen George C SchoolGrades PK-80.3 mi
7/10
Carver High SchoolGrades 7-120.2 mi
2/10

Construction

Condition

  • Property condition: Very Good,Excellent,Good
  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Advanced Framing,Aluminum Siding,Brick,Concrete,Metal Siding,Mixed,Other

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary,Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Features

  • 9'+ Ceilings,Dry Wall,High Ceilings
  • Flooring: Ceramic Tile,Hardwood,Heavy Duty,Other,Wood

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,703
  • Total interior livable area: 2,703 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 321239300
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Bi-Level,Multi/Split
  • Pool features: None

Lot

  • Lot size: 1,325 sqft
  • Lot size dimensions: 17.00 x 80.00

Parking

  • Parking features: Public,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Earthquake
Hail
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$567$6,804
Property Taxes $301$3,612
Electricity $296$3,558
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 19121$134
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19121$109
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$425,000
2024-10-03Listing removed$469,900
2024-10-03Price change$469,900
2024-04-25Listed for sale$499,900
2023-07-11Listing removed$515,000
2023-05-20Price change$515,000
2023-04-07Listed for sale$525,000
2019-04-08Sold$475,000
2019-03-12Pending sale$500,000
2019-03-06Listed for sale$500,000
2012-01-26Listed for rent$2,400
2011-06-28Listing removed$2,400
2011-01-16Listed for rent$2,400
2010-07-17Listing removed$400,000
2010-07-03Listed for sale$400,000

For Sale by Agent

AgentThaddeus Dynakowski III
BrokerageOCF Realty LLC - Philadelphia

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