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95665 Spirit Ridge Rd, Gold Beach, OR, 97444

4beds
3baths
4,800sqft
$1,999,000
$416price/sqft
$12,617/moest. monthly cost
$504,680/yrincome needed

About This Home

'It’s all about the lifestyle! Experience the very best of Pacific Northwest living in this extraordinary luxury custom home, beautifully positioned atop a hill on 5 private acres in a highly sought-after neighborhood known for its ideal microclimate. Enjoy breathtaking river, ocean, and rolling mountain views from nearly every room.This brand-new 4-bedroom, 3-bath home showcases exceptional craftsmanship and thoughtful design throughout, featuring soaring vaulted wood ceilings, rich hardwood floors, and striking natural rock accents. The gourmet kitchen is a true showpiece with stainless steel appliances, granite/quartzite countertops, and expansive windows that perfectly frame the surrounding scenery. Designed with little to no stairs, the home also offers easy accessibility and comfortable everyday living.The spacious lower-level game room provides incredible flexibility with endless possibilities for separate living quarters, guest accommodations, multi-generational living, a wellness studio, theatre room, fitness area, or even a golf simulator. As it's already framed in, it is an affordable and easy blank canvas for someone's design.Additional highlights include a 3-car garage, potential for a custom wine cellar, and ample space to build a large shop. Surrounded by serene natural beauty and complete privacy, this remarkable property offers the perfect blend of luxury, comfort, functionality, and unmatched views—creating a true Pacific Northwest retreat.'

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
6/10
Gold Beach High SchoolGrades 7-125.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Built-In Range,Built-In Refrigerator,Convection Oven,Dishwasher,Down Draft,ENERGY STAR Qualified Appliances,Microwave,Stainless Steel Appliance(s),Propane Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Quartz,Vaulted Ceiling(s),Kitchen Island,Pantry
  • Window features: Double Pane Windows
  • Flooring: Engineered Hardwood,Heated Tile,Tile
  • Number of fireplaces: 2
  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,800 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Garage On Main,Main Floor Bedroom Bath,Minimal Steps,Natural Lighting,One Level,Utility Room On Main,Accessibility

Details

  • Parcel number: R27301
  • Zoning: RR5

Features

  • Stories: 2
  • Patio & porch: Covered Patio,Deck
  • Has view: Yes
  • View description: Mountain(s),Ocean,River
  • Has water view: Yes
  • Water view: Ocean,River

Lot

  • Lot size: 5.10 Acres
  • Features: Hilly,Level,Private,Sloped,Acres 5 to 7

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Wildfire

FEMA Declared Disasters in Curry County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$545$6,540
Property Taxes $1,529$18,348
Electricity $435$5,227
Total$12,617$151,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$432,582/yr
40% on housing$378,510/yr
45% on housing$336,453/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -8.3%
-8.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 97444$269
Curry County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 97444$270
Curry County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,999,000
2021-11-05Sold$225,000
2014-02-28Sold$125,000
2012-10-01Listing removed$259,900
2011-03-28Listed for sale$259,900
2010-10-04Listing removed$299,000
2010-06-27Listed for sale$299,000

New Construction

AgentMatt Wegner
BrokeragePacific Coastal Real Estate

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