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9844 Indian Ford Rd, Milton, FL, 32570

10beds
9baths
5,000sqft
$1,250,000
$250price/sqft
$8,714/moest. monthly cost
$348,560/yrincome needed

About This Home

Creekside 40 Acre Ranch With Multiple Homes Cabins Tiny Homes And Barns. Here is your family compound, Air BNB ATM Machine Or Peaceful Ranch To Call Your Own. The Black Branch Runs Through The Center Of This Property And Leads Into The Big Juniper Creek Right Down The Road To Launch Kayak, Canoe or Tube The Crystal Clear Water With White Sand River Banks And Beaches. This Equestrian Ranch Home Is Fenced All The Way Around Abutting The STATE FOREST! MAIN HOME - (3) bedrooms (2) Bathrooms Large Living Area With A Separate Kitchen And Dining Area. Split Floor Plan With Vaulted Ceiling. Great Front Porch And Nice Back Porch With Amazing Nature Views. 1/1 Rustic Tiny Home Just Off The Huge Pole Barn Looking Across The Ranch With An Awesome Location For Watching The Sunrise In The Morning. (3) Tiny Home Cabins Located By The Creek With one On A Small Island Breached By A Creek When Heavy Rain... TOO COOL Another Sits Right On The Black Branch With The SOUND OF MUSIC (Creek Flowing By) The Hilltop One Is In A Peaceful Spot Hidden Like A Hobbit Home In the Trees. The Nature Trails Are Mulched Through And Paths Clearly Blazed For Horses or 4 Wheelers With Several Campsites Along The Way. There Is a Nice 4 Stall Barn With A Overhead Storage Area .... Really Rustic And Eclectic But SOLID AND CLEAN. A 3 Stall With Birthing Area Area Is Set Back off The Property Not Far From One Of The RV Sites And Near Main Home. There Is Also A Brand New Never Used APX 150 RVP Tiny Home That Was Top Of The Line Front Forch Model Home That is POSH For GLAMPING. (90K Unit) LOG CABIN #2 2/2 Detached In law Cabin Is Set Up With Great Room Bathroom And Kitchen Right Next TO The Main Home ! ALL THIS IS GATED AND FENCED IN ! For Sale By Owner. ONE OF A KIND UNIQUE PROPERTY 50% DOWN 50% OWNER FINANCING

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Central SchoolGrades PK-1210.2 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: MultiFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 9
  • Full bathrooms: 9

Interior Area

  • Total interior livable area: 5,000 sqft

Property

Lot

  • Lot size: 40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,266$15,192
Property Taxes $625$7,500
Electricity $503$6,038
Total$8,714$104,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,765/yr
40% on housing$261,420/yr
45% on housing$232,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 32570$148
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32570$166
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-04Price change$1,150,000
2026-03-11Listed for sale$1,250,000
2025-12-23Listing removed--
2025-09-24Listed for sale$1,395,000
2024-12-08Listing removed--
2024-09-09Price change$950,000
2024-07-15Listed for sale$795,000
2024-07-01Listing removed--
2024-04-02Price change$795,000
2024-02-25Listed for sale$895,000
2024-02-17Pending sale$895,000
2023-12-22Listed for sale$799,950
2023-12-18Pending sale$799,950
2023-12-15Price change$799,950
2023-12-12Listed for sale$795,000
2023-03-06Listing removed--
2023-01-28Price change$915,000
2023-01-20Listed for sale$1,195,000
2022-12-13Listing removed--
2022-11-06Price change$945,000
2022-10-15Price change$999,500
2022-10-14Price change$995,500
2022-09-09Listed for sale$1,395,000
2021-03-24Listing removed--
2020-08-23Listing removed$555,000

For Sale by Owner

AgentProperty Owner

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