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201 N 4th St, Ontonagon, MI, 49953

3beds
1baths
1,350sqft
$129,000
$96price/sqft
$1,048/moest. monthly cost
$41,920/yrincome needed

About This Home

Very nice 3 bedroom, 1 bath home set on a corner lot in a quiet neighborhood with tree-lined streets. Spacious rooms, turn of the century charm, newer appliances, 2 enclosed porches and the dining area looks out over the fenced-in yard where you can watch the kids play or admire your flower garden. The 2 car detached garage keeps your vehicles out of the elements while providing plenty of added storage space. This is an ideal location close to the school, healthcare facilities and the business district. Ontonagon is a beautiful community right on the shore of Lake Superior. This home would make a perfect starter home for the growing family.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Basement
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range/Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bathroom1

  • Level: Main
  • Area: 63

Bedroom1

  • Level: Main
  • Area: 169

Bedroom2

  • Level: Second
  • Area: 264

Bedroom3

  • Level: Second
  • Area: 105

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Carpet
  • Area: 84

Features

  • Flooring: Hardwood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: Main
  • Area: 208

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 299

Property

Details

  • Parcel number: 4125800700
  • Zoning description: Residential
  • Special condition: Private,Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Street Lights,Garden
  • Fencing: Fenced,Fence Owned
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 50

Lot

  • Lot size: 6,098 sqft
  • Features: Wooded,Corner Lot,Walk to School,Sidewalks,City Lot
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces,Driveway,Detached,Electric in Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Ontonagon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$33$396
Property Taxes $175$2,100
Electricity $188$2,259
Total$1,048$12,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,931/yr
40% on housing$31,440/yr
45% on housing$27,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 49953$107
Ontonagon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 49953
Ontonagon County$305

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$119,000
2026-07-13Listed for sale$129,000
2010-10-08Sold$42,900
2010-06-17Listed for sale$56,000

For Sale by Agent

AgentSHERI HIRVELA
BrokerageDOMITROVICH REALTY, INC

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