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1115 Rich River Way, New Richmond, WI, 54017

5beds
3baths
2,543sqft
$395,000
$155price/sqft
$2,912/moest. monthly cost
$116,480/yrincome needed

About This Home

Like-New Construction Without the Wait or Premium Price! Why build when you can move right in and with no HOA? Private owner’s suite with two walk-in closets! The main level offers two secondary bedrooms and a full guest bath, creating a separate and private wing for the owner’s suite. Located above the garage, the primary bedroom is nearly twice the size of a typical bi-level bedroom and features two spacious walk-in closets. Enjoy a sizable lot with no homes behind, providing added privacy. The fully finished walkout basement includes additional living space, two more bedrooms, and a third bathroom. Fully fenced backyard. This home shows like new and offers space, privacy, and flexibility throughout. The thoughtful fixture upgrades that have been added are a must see. Home and carpets were just professionally cleaned as well.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
4/10
New Richmond High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Fan,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Concrete,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 14x18

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 168
  • Dimensions: 14x12

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Family Room

  • Level: Main
  • Area: 456
  • Dimensions: 24x19

Features

  • Finished area below ground: 978
  • Finished area above ground: 1,584

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,543
  • Total interior livable area: 2,543 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 261128814000
  • Zoning description: Residential-Single Family
  • Foundation area: 1584

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Full,Privacy

Lot

  • Lot size: 0.27 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 150 x 91

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$162$1,944
Property Taxes $515$6,180
Electricity $238$2,867
Total$2,912$34,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,840/yr
40% on housing$87,360/yr
45% on housing$77,653/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 54017$186
St. Croix County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 54017$196
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$415,000
2026-04-16Listing removed$415,000
2026-04-10Price change$415,000
2026-03-24Price change$418,000
2026-03-17Price change$425,000
2026-03-13Listed for sale$430,000
2024-01-22Sold$408,900
2023-11-09Price change$399,900
2023-10-20Price change$409,900
2023-09-15Listed for sale$424,900
2023-09-01Listing removed--
2023-06-09Listed for sale$424,900
2023-05-19Sold$45,000

For Sale by Agent

AgentWendie Taylor
BrokerageEdina Realty, Inc.

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