1886 Schnoor Rd, Jay, FL, 32565
About This Home
This stunning lakeside retreat offers the perfect blend of timeless character and modern updates. Originally built in 1973 and thoughtfully expanded, the home now features 7 spacious bedrooms and 4 bathrooms, making it ideal for family living or entertaining guests. The fully renovated kitchen, completed within the past year, is a true showpiece—designed with both style and function in mind. Step outside and enjoy the resort-style 20x40 in-ground pool, beautifully framed with classic Old Chicago brick, creating a warm and inviting outdoor space for relaxation. With incredible lake frontage and sweeping views, this property delivers a serene setting that feels worlds away, yet it’s just minutes from town—offering the best of both convenience and country tranquility. Whether you’re watching the sun rise over the water, hosting gatherings by the pool, or simply enjoying the peace of your surroundings, this one-of-a-kind home is a rare opportunity to own lakeside living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1973
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Country, Craftsman, Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator
- Laundry features: W/D Hookups
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Level: Second
- Area: 72
Bedroom
- Level: Second
- Area: 180
Bedroom1
- Level: Second
- Area: 238
Bedroom2
- Level: Second
- Area: 159.5
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- Storage,Baseboards,Ceiling Fan(s),Recessed Lighting,Vaulted Ceiling(s)
- Flooring: Hardwood,Tile,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,587
- Total interior livable area: 4,587 sqft
Kitchen
- Level: Second
- Area: 262.5
Living Room
- Level: Second
- Area: 660
Master Bedroom
- Level: Second
- Area: 323.75
Property
Details
- Parcel number: 103n300000003080000
- Zoning description: Agricultural,Res Single
Features
- Levels: Multi/Split
- Private pool: Yes
- Pool features: In Ground,Screen Enclosure,Salt Water
- Patio & porch: Porch
- Exterior features: Irrigation Well
- Fencing: Partial,Electric
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake
Lot
- Lot size: 8 Acres
- Features: Central Access
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Front Entrance,Rear Entrance,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Drought
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $459 | $5,508 |
| Property Taxes | $744 | $8,928 |
| Electricity | $461 | $5,539 |
| Total | $6,341 | $76,092 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Price change | $1,190,000 |
| 2026-02-06 | Price change | $925,000 |
| 2025-08-26 | Price change | $1,250,000 |
| 2025-08-26 | Listed for sale | $975,000 |
| 2024-01-16 | Sold | $650,000 |
| 2018-02-02 | Listing removed | $550,000 |
| 2017-03-17 | Price change | $550,000 |
| 2017-02-12 | Price change | $599,000 |
| 2017-02-04 | Listed for sale | $549,900 |
| 2013-05-19 | Listing removed | $499,000 |
| 2012-03-17 | Price change | $499,000 |
| 2010-10-29 | Price change | $599,000 |
| 2010-05-20 | Listed for sale | $769,000 |
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