16 M St, Lake Lotawana, MO, 64086
About This Home
Completely renovated from top to bottom, this beautifully updated 3-bedroom, 2-bath home offers turnkey lake living in the heart of Lake Lotawana. Every detail has been thoughtfully redesigned, blending modern finishes with the relaxed charm of lake life. The open and inviting floor plan is ideal for both everyday living and weekend entertaining, while large windows fill the home with natural light and frame breathtaking lake views. Step outside onto the newly finished 13' x 29' deck, where you'll enjoy panoramic views of the water and the peaceful rhythm of lake life. It's the perfect place to sip your morning coffee as the lake comes to life, watch boats cruise by throughout the day, or unwind with shaded evening dinners overlooking the water. An electric tram provides effortless access to the lake, making every waterfront adventure convenient and enjoyable. The property also includes shared ownership of a covered double-well dock with exclusive use of one boat slip complete with a boat lift, giving you immediate access to everything Lake Lotawana has to offer. Whether you're searching for a full-time residence or the perfect weekend escape, this move-in-ready home delivers the ideal combination of modern luxury, low-maintenance living, and breathtaking lake views. This is more than a home—it's the Lake Lotawana lifestyle you've been waiting for that starts today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom1
- Features: Ceramic Tiles,Shower Only
- Level: Lower
Bathroom2
- Features: Shower Only
- Level: Main
Bedroom2
- Features: All Carpet,Ceiling Fan(s)
- Level: First
Bedroom3
- Features: All Carpet
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Features: All Carpet
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 731
- Finished area above ground: 731
Great Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 1,462
- Total interior livable area: 1,462 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Living Room
- Features: All Carpet,Fireplace
- Level: Lower
Master Bedroom
- Features: Carpet,Ceiling Fan(s)
- Level: First
Property
Details
- Parcel number: 59210036201000000
Lot
- Lot size: 8,188 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Tornado
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,008 | $36,096 |
| Home Insurance * | $418 | $5,016 |
| Property Taxes | $560 | $6,720 |
| Electricity | $141 | $1,693 |
| Total | $4,127 | $49,524 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $595,000 |
| 2014-10-04 | Listing removed | $207,000 |
| 2014-09-28 | Listed for sale | $207,000 |
| 2014-06-10 | Pending sale | $207,000 |
| 2014-04-16 | Listed for sale | $207,000 |
| 2014-04-08 | Pending sale | $207,000 |
| 2014-03-01 | Listed for sale | $207,000 |
| 2013-11-01 | Listing removed | $209,000 |
| 2013-07-09 | Price change | $209,000 |
| 2013-05-04 | Listed for sale | $219,000 |
| 2012-11-02 | Listing removed | $230,000 |
| 2012-08-04 | Listed for sale | $230,000 |
| 2011-12-04 | Listing removed | $230,000 |
| 2011-09-29 | Listed for sale | $230,000 |
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