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428 W High St, Piqua, OH, 45356

15beds
12baths
8,300sqft
$975,000
$117price/sqft
$7,378/moest. monthly cost
$295,120/yrincome needed

About This Home

Keep on looking if you want to miss out on a great ROI opportunity. Beautiful and historic downtown Piqua is the backdrop for this ten (10) unit full brick apartment building. Walking distance to all the downtown amenities is just one reason why this building has quality tenants. As the pictures show, the units have been fully renovated (not just painted) with special attention given to preventative maintenance areas (i.e. waterproof flooring in bathrooms and kitchens). Over $600k in renovations and updates in the last 5 years, including a new commercial flat roof a year and a half ago. 10 unit breakdown 2 - commercial storefront 2 - 3bed/1bath (bay windows) 3 - 2bed/1bath 3 - 1bed/1bath Serious inquiries can call or text Kaitlynn at (714) 853-5173 for more information or with questions.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-82.4 mi
5/10
Piqua High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Other

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 15
  • Bathrooms: 12
  • Full bathrooms: 10
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 8,300 sqft

Property

Features

  • Exterior features: Brick

Lot

  • Lot size: 5,706 sqft

Parking

  • Parking features: On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$722$8,664
Property Taxes $836$10,032
Electricity $890$10,682
Total$7,378$88,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,960/yr
40% on housing$221,340/yr
45% on housing$196,746/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$115
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$1,199,000
2024-05-01Listing removed--
2024-04-10Listed for rent$800
2024-03-13Listing removed--
2024-02-06Listed for rent$800
2024-01-28Listing removed--
2023-11-17Listed for rent$800
2023-03-05Listing removed--
2022-12-01Listed for sale$988,111
2022-08-26Listing removed--
2022-03-08Listed for sale$988,111
2021-11-24Listing removed--
2021-08-26Listed for sale$998,111
2021-08-19Listing removed--
2021-05-18Listed for sale$998,111
2021-04-16Listing removed--
2021-01-15Listed for sale$798,111
2021-01-12Listing removed--
2020-03-19Listing removed$700
2020-02-24Listed for rent$700
2019-12-02Listing removed$700
2019-09-27Price change$700
2019-09-08Listed for rent$725
2018-04-23Listing removed$675
2018-03-27Listed for rent$675
2016-01-29Sold$155,000

For Sale by Owner

AgentProperty Owner

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