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1231 Hewitt Ave, Saint Paul, MN, 55104

5beds
2baths
2,030sqft
$389,900
$192price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Amazing Opportunity! This versatile single-family home offers the potential for duplex-style living, with fully equipped living spaces on both levels. The upper level features three spacious bedrooms, a full bathroom, and a bright eat-in kitchen and separate dining area with plenty of room for gathering. The lower level includes two bedrooms, a three-quarter bathroom, and an open-concept layout combining the kitchen, dining, and living areas. A conveniently located laundry room and walkout access to a private, fenced patio and front yard are perfect for morning coffee or entertaining. Outside, you'll find beautiful garden spaces, a detached two-car garage, and additional off-street parking. Updated Roof (2024) and 3rd Bedroom Added (2026) to the upper unit. Ideally located near Hamline University with quick access to both Minneapolis and St. Paul, this property offers exceptional flexibility for multi-generational living, rental income potential, or extra space to fit your lifestyle. Mortgage savings may be available for buyers of this listing.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

4/10
Murray Middle SchoolGrades 6-82.4 mi
2/10

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Other,Owner Access,Partial,Single Tenant Access,Storage Space,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: First
  • Area: 104
  • Dimensions: 13x8

Bedroom3

  • Level: Upper
  • Area: 88
  • Dimensions: 8x11

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedroom5

  • Level: Lower
  • Area: 192
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Family Room

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Features

  • Finished area below ground: 950
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 2,030
  • Total interior livable area: 2,030 sqft

Kitchen

  • Level: Upper
  • Area: 260
  • Dimensions: 20x13

Living Room

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 272923420063
  • Zoning description: Residential-Single Family
  • Foundation area: 1080

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 7,535 sqft
  • Lot size dimensions: 60 x 126 x 60 x 126

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Detached Garage,Concrete,Garage Door Opener,Insulated Garage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$300$3,600
Property Taxes $484$5,808
Electricity $171$2,054
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55104$149
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55104$209
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$389,900
2026-07-11Listed for sale$394,900
2023-10-12Sold$344,500
2023-09-15Pending sale$350,000
2023-08-26Listed for sale$350,000
2023-05-23Listing removed--
2023-05-20Listed for sale$350,000
2020-08-27Sold$305,000
2020-08-24Listed for sale$309,900
2020-08-24Pending sale$309,900
2020-07-24Listing removed$309,900
2020-07-18Listed for sale$309,900
2020-07-13Pending sale$309,900
2020-06-20Listed for sale$309,900
2011-05-06Sold$44,900
2011-02-19Price change$44,900
2011-02-14Listed for sale--
1998-06-04Sold$65,000

For Sale by Agent

AgentBridgette L Prew
BrokerageRedfin Corporation

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