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2028 N Old Us 31 APT 11, Niles, MI, 49120

2beds
1baths
815sqft
$79,900
$98price/sqft
$706/moest. monthly cost
$28,240/yrincome needed

About This Home

PRICE REDUCED - Carefree Condo Living! Experience easy condominium living at River Front Condominiums on the St. Joseph River, featuring two bedrooms, one bathroom, and a private balcony. Meticulous maintenance is evident throughout, with numerous updates including a renovated kitchen equipped with granite countertops, cherry cabinetry, and stainless steel appliances. Additional enhancements include new carpeting and updated lighting fixtures. The community offers river access via a floating dock, perfect for kayaking or fishing. Pets are permitted. Located just minutes from downtown Niles and the 31 bypass, it provides easy access to all the Michiana has to offer. Easy commute to South Bend.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
7/10
Niles Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Fiberglass
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 50
  • Dimensions: 5.00 x 10.00

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 154
  • Dimensions: 11.00 x 14.00

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 815
  • Total interior livable area: 815 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 10.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12.00 x 13.00

Property

Details

  • Parcel number: 111465000010008

Features

  • Stories: 2
  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Saint Joseph River

Lot

  • Features: Sidewalk,Ground Cover,Shrubs/Hedges

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$47$564
Property Taxes $67$804
Electricity $188$2,259
Total$706$8,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,205/yr
40% on housing$21,180/yr
45% on housing$18,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 49120$133
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49120$152
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$85,000
2026-03-21Price change$89,900
2026-01-09Listed for sale$93,000
2026-01-02Listing removed$99,500
2025-12-12Listed for sale$99,500
2025-12-10Pending sale$99,500
2025-12-02Listed for sale$99,500
2025-10-25Contingent$99,500
2025-10-02Listed for sale$99,500
2010-11-03Listing removed$82,995
2010-10-04Price change$82,995
2010-06-19Price change$84,995
2010-04-10Listed for sale$85,995

For Sale by Agent

AgentWortman Real Estate Group
Brokerage@properties Christie's International R.E.

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