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2221 Palmer Avenue #3G, New Rochelle, NY, 10801

0beds
1baths
500sqft
$149,000
$298price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Move right into this beautifully updated, east-facing studio that lives like a one-bedroom! The L-shaped floor plan creates a distinct sleeping area with ample space for a queen-size bed and dresser, providing separation from the main living area for added comfort and privacy. Features include a kitchen with stainless steel appliances, an updated bathroom, and generous closet space, enhancing the home's appeal. This apartment is in pristine, move-in condition. The unit includes one assigned outdoor parking space, with additional visitor parking available and ideally situated within walking distance of the Larchmont Metro-North station, vibrant village shops, restaurants, parks, and more. Residents also enjoy access to a fitness center in the adjoining building.

Getting Around

66
WalkingSomewhat Walkable
45
TransitSome Transit
54
BikeBikeable

Schools

6/10
7/10
4/10
New Rochelle High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator
  • Flooring: Hardwood
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Parking

  • Total spaces: 1
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$52$624
Property Taxes $228$2,736
Electricity $246$2,954
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$361
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$149,000
2010-12-11Listing removed$114,990
2010-10-30Listed for sale$114,990
2010-09-24Listing removed$126,000
2010-04-06Listed for sale$126,000

For Sale by Agent

AgentJulia Mazza
BrokerageBerkshire Hathaway HS NY Prop

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