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16 Lake Street #6A, White Plains, NY, 10603

2beds
1baths
1,100sqft
$265,000
$241price/sqft
$2,061/moest. monthly cost
$82,440/yrincome needed

About This Home

Beautiful co-op apartment located in the center of downtown White Plains. Short distance to metro north, park ,restaurants ,and shopping. Nice kitchen with granite countertop and stainless steel appliances. Living room has wood flooring and crown molding with access to a nice balcony , and dinning area. Nice big bedroom with build in closets another bedroom with closet. Hall bath with vanity. Laundry is on the same floor.

Getting Around

92
WalkingWalker's Paradise
62
TransitGood Transit
46
BikeSomewhat Bikeable

Schools

6/10
Church Street SchoolGrades K-50.6 mi
6/10
7/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Other
  • Construction materials: Brick,Other

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Other
  • Common walls with other units/homes: Center

Heating & Cooling

  • Heating features: Hot Water,Radiant,Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 1700125060000060000003
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 1
  • Parking features: Off Site,Waitlist
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$70$840
Property Taxes $406$4,872
Electricity $246$2,954
Total$2,061$24,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,662/yr
40% on housing$61,830/yr
45% on housing$54,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 10603$314
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10603$401
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$265,000
2025-10-08Listing removed$299,000
2025-04-02Listed for sale$299,000
2024-11-16Listing removed$290,000
2024-08-23Price change$290,000
2024-07-04Listed for sale$299,000
2024-06-19Listing removed--
2024-02-09Listed for sale$299,000
2017-04-20Sold$97,000
2017-01-08Price change$104,900
2016-12-07Price change$129,900
2016-10-09Listed for sale$149,000
2010-07-16Listing removed$165,000
2010-06-26Price change$165,000
2010-05-01Price change$190,000
2010-04-02Listed for sale$200,000

For Sale by Agent

AgentMira Palkola
BrokerageHoulihan Lawrence Inc.

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