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364 Skyline Lake Dr, Ringwood, NJ, 07456

3beds
2baths
--sqft
$299,000
--price/sqft
$2,347/moest. monthly cost
$93,880/yrincome needed

About This Home

Short sale bank. Needs TLC and new septic. Bring your toolbox and your imagination. This home offers 3 bedrooms and 2 baths. Second floor bathroom is not finished.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Composition Siding,Wood Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas
  • Laundry features: Laundry Room,Level 1

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathroom
  • Window features: Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Central Air

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 2511007310000000020000

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake/Water View,Mountain(s)
  • Has water view: Yes
  • Water view: Lake/Water View
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 4,791 sqft
  • Features: Wooded
  • Lot size dimensions: 48 x 100

Parking

  • Total spaces: 2
  • Parking features: 1 Car Width,Asphalt,Driveway-Exclusive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$80$960
Property Taxes $563$6,756
Electricity $193$2,318
Total$2,347$28,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,468/yr
40% on housing$70,410/yr
45% on housing$62,586/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07456$445
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07456$275
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$330,000
2026-02-12Listed for sale$329,000
2025-11-21Listing removed$450,000
2025-03-25Listed for sale$450,000
2025-03-14Pending sale$450,000
2025-02-20Listed for sale$450,000
2022-08-16Sold$390,000
2022-06-06Pending sale$380,000
2022-05-25Listed for sale$380,000
2010-11-28Listing removed$269,000
2010-06-16Price change$269,000
2010-05-08Price change$299,000
2010-03-28Listed for sale$319,000

For Sale by Agent

AgentGene Lowe
BrokerageHoward Hanna Rand Realty

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