2014 N 20th St, Philadelphia, PA, 19121
About This Home
4.99% Permanent Rate — No Buydown Required Special FHA financing available through our preferred lender. Qualified buyers can lock in a 4.99% fixed rate for the full 30-year term — no temporary buydown, no gimmicks. Turnkey Duplex Just Steps from Temple – Built for Strong Returns Welcome to 2014 N 20th Street — a prime investment opportunity in the heart of Temple University’s rental corridor. Built in 2015, this modern duplex offers the perfect blend of low-maintenance construction, strong tenant appeal, and consistent income potential. Each unit features a spacious bi-level layout with 4 bedrooms and 3 full bathrooms, making it highly attractive to students and young professionals. The open-concept living and dining areas showcase hardwood flooring, recessed lighting, and a bright, contemporary feel that today’s renters love. The kitchens are thoughtfully designed with granite countertops, stainless steel appliances, and modern cabinetry — built to handle everyday living while still showing beautifully. Each unit also includes its own full laundry room, central air and heat, and updated mechanical systems for added efficiency and peace of mind. The first-floor unit offers a bonus living area/den along with walk-out access to the basement, providing additional flexible space. Out back, you’ll find a private yard — perfect for relaxing or entertaining. Located just minutes from Temple’s campus, this property sits in a high-demand rental area known for steady occupancy and strong income potential. Whether you’re expanding your portfolio or looking to house hack by living in one unit and renting the other, this is a smart, modern investment that checks all the boxes.
Getting Around
Somewhat Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 2015
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Masonry
Type & Style
- Home type: MultiFamily
- Architectural style: Contemporary
- Property subType: Duplex
Interior
Appliances
- Appliances included: Microwave,Disposal,Energy Efficient Appliances,Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 6
Features
- Combination Dining/Living
- Flooring: Hardwood
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Natural Gas
Interior Area
- Total structure area: 2,462
- Total interior livable area: 2,462 sqft
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 322003600
- Zoning: RSA5
- Special condition: Standard
- Exclusions: Tenants Personal Property.
Features
- Pool features: None
Lot
- Lot size: 1,293 sqft
- Lot size dimensions: 16.00 x 80.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $561 | $6,732 |
| Property Taxes | $297 | $3,564 |
| Electricity | $270 | $3,241 |
| Total | $3,251 | $39,012 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $419,999 |
| 2026-04-17 | Price change | $439,999 |
| 2026-03-10 | Price change | $449,999 |
| 2026-03-04 | Listed for sale | $479,999 |
| 2026-01-29 | Listing removed | $504,900 |
| 2026-01-17 | Price change | $504,900 |
| 2025-12-01 | Price change | $875,000 |
| 2025-07-17 | Price change | $504,900 |
| 2025-07-03 | Listed for sale | $514,900 |
| 2010-04-02 | Listing removed | $449,000 |
| 2010-03-25 | Listed for sale | $449,000 |
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