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53 Hilltop Rd, Oneonta, AL, 35121

4beds
3baths
2,748sqft
$359,000
$131price/sqft
$2,556/moest. monthly cost
$102,240/yrincome needed

About This Home

Southern charm meets space and functionality on this beautiful 1-acre property. This 4-bedroom, 2.5-bath home offers a warm, inviting layout, with each bedroom featuring its own walk-in closet for ample storage and convenience. The expansive basement is a nice surprise and boasts 12-foot ceilings and is already plumbed for an additional bathroom—perfect for future expansion, a guest suite, or entertainment space. A dedicated storm shelter room provides added peace of mind. Situated on a private road, this property offers the quiet and privacy you’ve been looking for, while still delivering the charm and character of a true Southern home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
2/10
Susan Moore High SchoolGrades 7-128.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1344

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Block,Bath/Stubbed

Bathroom1

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,748

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,748 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen,Kitchen Island
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1608280000039.001
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch,Covered (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1 Acres
  • Features: Few Trees

Parking

  • Parking features: Driveway,Parking (MLVL)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$354$4,248
Property Taxes $80$960
Electricity $307$3,689
Total$2,556$30,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,634/yr
40% on housing$76,680/yr
45% on housing$68,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 35121$119
Blount County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35121$147
Blount County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$369,000
2010-10-03Listing removed$215,000
2010-03-20Listed for sale$215,000

For Sale by Agent

AgentMelinda Anderton
BrokerageKeller Williams Realty Blount

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