1105 Rose Ave E, Saint Paul, MN, 55106
About This Home
Amazing opportunity to own a cash-flowing duplex with future triplex potential! Motivated seller — priced under market value with immediate equity opportunity from day one. This large multi-family property is fully leased and generating income today, while still offering upside through minor cosmetic updates and value-add improvements. Each unit features spacious layouts with 3 bedrooms and 1 bathroom, making this an attractive option for tenants and investors alike. Basement level currently functions as an additional unit with kitchen and bathroom already in place — just add egress to create a potential legal 3rd unit and significantly increase income potential. Whether you’re an investor looking to expand your portfolio or an owner-occupant seeking rental income, this is a rare opportunity with strong upside, strong rental demand, and long-term value potential.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Roof: Age 8 Years or Less
- Construction materials: Concrete
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Up and Down
Interior
Appliances
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Block,Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
Features
- Finished area below ground: 430
- Finished area above ground: 1,035
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,465
- Total interior livable area: 1,465 sqft
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 282922120138
- Zoning description: Residential-Multi-Family
- Foundation area: 897
Features
- Levels: Two
Lot
- Lot size: 4,922 sqft
- Lot size dimensions: 40 x 125
Parking
- Total spaces: 4
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $233 | $2,796 |
| Electricity | $170 | $2,050 |
| Total | $1,777 | $21,324 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Price change | $235,000 |
| 2021-10-02 | Pending sale | $199,900 |
| 2021-09-29 | Sold | $190,000 |
| 2021-08-18 | Price change | $199,900 |
| 2021-08-06 | Listed for sale | $220,000 |
| 2016-05-02 | Sold | $138,000 |
| 2016-03-10 | Listed for sale | $135,000 |
| 2013-09-30 | Listing removed | $795 |
| 2013-09-24 | Listed for rent | $795 |
| 2013-07-31 | Listing removed | $795 |
| 2013-07-23 | Listed for rent | $795 |
| 2011-08-02 | Listing removed | $1,081 |
| 2011-06-07 | Listed for rent | $1,081 |
| 2011-03-08 | Sold | $118,000 |
| 2010-08-11 | Sold | $56,400 |
| 2010-05-23 | Price change | $49,900 |
| 2010-05-01 | Listed for sale | -- |
| 2001-08-02 | Sold | $136,767 |
| 1999-03-25 | Sold | $85,900 |
| 1997-08-12 | Sold | $59,900 |
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