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607 Waylen St, Shelby, NC, 28150

2beds
1baths
877sqft
$160,000
$182price/sqft
$1,165/moest. monthly cost
$46,600/yrincome needed

About This Home

Charming and well-built, this all-brick Cape-style home offers the perfect blend of comfort, durability, and character. With 2 bedrooms and 1 full bath, the layout is thoughtfully designed to maximize space while maintaining a warm and inviting feel. Built in 1984, the home has been well cared for over the years and is move-in ready for its next owner. Inside, you’ll find just under 1,000 square feet of living space that includes a cozy living area, a functional kitchen, and comfortable bedrooms. Central heating and air conditioning provide year-round comfort, making this home as practical as it is charming. Whether you’re a first-time buyer, looking to downsize, or searching for a property with long-term investment potential, this home checks all the boxes. Situated on a manageable 0.20-acre lot, the property provides enough outdoor space for a garden, play area, or simply relaxing in the fresh air—without overwhelming maintenance. The solid brick construction not only adds timeless curb appeal but also ensures durability and low upkeep for years to come. Ready to welcome its new owners, this home presents a wonderful opportunity to enjoy a classic Cape-style design in a convenient and comfortable package.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Elizabeth ElementaryGrades PK-52.2 mi
4/10
Shelby MiddleGrades 6-81.8 mi
3/10
Shelby HighGrades 9-120.9 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range,Electric Water Heater,Exhaust Hood
  • Laundry features: Laundry Closet

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 877

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 877
  • Total interior livable area: 877 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 18455
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.20 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cleveland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$71$852
Property Taxes $85$1,020
Electricity $200$2,405
Total$1,165$13,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,942/yr
40% on housing$34,950/yr
45% on housing$31,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28150$126
Cleveland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 28150$161
Cleveland County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-24Listed for sale$160,000
2021-07-16Sold$60,000
2021-06-26Contingent$51,000
2021-06-22Listed for sale$51,000
2011-03-02Listing removed$45,000
2010-01-23Listed for sale$45,000

For Sale by Agent

AgentJoe Nguyen
BrokerageKeller Williams South Park

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