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1138 Taylor St, San Francisco, CA, 94108

5beds
5baths
3,572sqft
$4,950,000
$1,386price/sqft
$29,037/moest. monthly cost
$1,161,480/yrincome needed

About This Home

San Francisco meets New York style in a distinguished 1923 Renaissance Rival residence combining Classical and Italianate detailing. The five-bedroom, five-bath residence offers approx. 3,572 sqft (per artist) across three levels above a private two-car garage with additional storage. Ideally located just half a block from Huntington Park and iconic Grace Cathedral, this rare home places you in the heart of one of San Francisco's most prestigious and vibrant neighborhoods. Enjoy immediate access to renowned dining destinations such as The Big 4, Nob Hill Cafe, and other celebrated restaurants, along with nearby luxury hotels and cultural landmarks. The first level features three spacious bedroom suites. The main living level includes an elegant living room, formal dining room, well-appointed kitchen, additional bedroom, full bath, den, and sunroom ideal for a home office or gym. The top level opens to a parlor with direct access to an extraordinary approximately 620-square-foot private deck, an exceptional outdoor retreat perfect for entertaining, dining, and relaxing. An additional bedroom and full bath with direct deck access showcase spectacular views. This bedroom includes views of the Bay, Bay Bridge, and Telegraph Hill, enhancing the home's connection to its iconic surroundings. The New York-inspired style blends timeless San Francisco architecture with modern comfort and exceptional scale. With Huntington Park as your front yard, Grace Cathedral just steps away, and world-class dining, boutique shopping, Union Square, North Beach, Chinatown, and the Financial District all nearby, this is a rare opportunity to own a truly house-like residence in one of San Francisco's most iconic locations. This offering represents a 68% TIC share in an two-unit building. The current ownership structure, with one owner already in place, may offer potential for a fast track condominium conversion.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
58
BikeBikeable

Schools

7/10
Marina Middle SchoolGrades 6-81.4 mi
7/10
Galileo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1923

Materials

  • Foundation: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Tenancy in Common

Interior

Appliances

  • Laundry features: Hookups Only,In Garage

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Number of fireplaces: 2
  • Fireplace features: Decorative,Gas Log,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,572
  • Total interior livable area: 3,572 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0222022
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Stories: 3
  • Has view: Yes
  • View description: Bay,Bridge(s),City
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 1,820 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Enclosed,Garage Door Opener,Inside Entrance,Tandem,Other
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,029$300,348
Home Insurance *$273$3,276
Property Taxes $2,970$35,640
Electricity $765$9,191
Total$29,037$348,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$995,554/yr
40% on housing$871,110/yr
45% on housing$774,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,386This listing

vs Other Active Listings

Avg $/sqft

ZIP 94108$699
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94108$1,312
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$7,250,000
2026-07-20Listed for sale$4,950,000
2023-02-04Listing removed--
2022-12-30Listed for rent$9,995
2022-09-08Listing removed--
2022-06-18Price change$14,995
2022-05-27Price change$18,950
2022-05-20Listed for rent$22,000
2021-03-07Listing removed--
2020-09-11Listing removed$2,495
2020-09-07Listed for rent$2,495

For Sale by Agent

AgentJames B. Hurley
BrokerageVanguard Properties

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