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900 Geranium Ave E, Saint Paul, MN, 55106

2beds
1baths
957sqft
$165,000
$172price/sqft
$1,297/moest. monthly cost
$51,880/yrincome needed

About This Home

Historic character meets fresh, modern living in this beautifully updated home just minutes from Lake Phalen. The home retains distinctive details rarely found at this price point, including stained solid-wood doors, maple trim, a real-tile kitchen backsplash, and a cedar-shingle exterior. At the same time, nearly everything inside has been thoughtfully refreshed. Updates include new LVP flooring, updated windows, kitchen, bathroom, appliances, fixtures, lighting, and roof. Large windows and abundant ceiling lighting fill the interior with natural and controllable light, while multiple evening lighting settings in the living room, dining room, and two upper-level bedrooms create the perfect atmosphere for movies, reading, entertaining, or relaxing. The efficient footprint lives surprisingly large, offering an open living and dining area, two bedrooms, and a dedicated main-floor laundry room. Easy-care finishes and an efficient layout make the home simple to maintain and quick to clean without sacrificing the spaces and features you want. Outside, the private fenced backyard is perfect for summer BBQs, gardening, entertaining, or unwinding at the end of the day. A detached garage and additional off-street parking provide everyday convenience and make Minnesota winters easier. Lake Phalen and Phalen Regional Park are approximately three-quarters of a mile away, offering lakeside trails, a swimming beach, fishing, boating, golf, playgrounds, picnic areas, and year-round recreation. The nearby Bruce Vento Regional Trail expands your options for walking, biking, and exploring. You’ll also enjoy convenient access to grocery stores, locally owned restaurants and markets, public transportation, downtown St. Paul, and major routes connecting you throughout the Twin Cities. This combination of updates, character, affordability, private outdoor space, parking, and proximity to Lake Phalen is difficult to find—schedule your showing before it’s gone! Assumable 3% mortgage for qualified buyers.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
2/10

Construction

Condition

  • Year built: 1896

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Upper
  • Area: 299
  • Dimensions: 23x13

Bedroom2

  • Level: Upper
  • Area: 81
  • Dimensions: 09x09

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 957

Foyer

  • Level: Main
  • Area: 65
  • Dimensions: 13x5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Other

  • Level: Main
  • Area: 168
  • Dimensions: 28x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 282922220055
  • Zoning description: Residential-Single Family
  • Foundation area: 665

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Chain Link,Full,Wood

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 21 x 122

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$130$1,560
Property Taxes $163$1,956
Electricity $170$2,050
Total$1,297$15,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,468/yr
40% on housing$38,910/yr
45% on housing$34,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$165,000
2026-07-23Listed for sale$165,000
2020-10-19Sold$129,000
2020-08-19Pending sale$124,900
2020-07-30Price change$124,900
2020-07-02Listed for sale$139,900
2014-06-23Sold$15,454
2012-08-19Listing removed$40,000
2012-02-22Listed for sale$40,000
2011-10-29Listing removed$45,000
2011-05-27Price change$45,000
2011-05-11Price change$50,000
2011-04-29Listed for sale$60,000
2003-10-25Sold$39,900
1996-04-24Sold$39,900

Pre-Foreclosure - For Sale by Agent

AgentArne R Johansson
BrokerageeXp Realty

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