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976 Lawson Ave E, Saint Paul, MN, 55106

3beds
2baths
2,116sqft
$265,000
$125price/sqft
$2,278/moest. monthly cost
$91,120/yrincome needed

About This Home

HIGHEST AND BEST DUE 1PM AUGUST 7TH. Whether you're looking to build wealth, offset your mortgage, or create space for family, 976 Lawson Avenue E offers the flexibility to make it happen. a charming up/down duplex in the heart of Saint Paul's East Side, offering the perfect opportunity for investors, owner-occupants, or multigenerational living. Delivered completely vacant, both units are move-in ready and provide the flexibility to set your own market rents, renovate at your own pace, or house hack from day one. Inside, you'll find timeless character paired with functional layouts, including original hardwood floors, beautiful built-ins, spacious living areas, and light-filled enclosed porches that create inviting spaces to relax, work from home, or enjoy your morning coffee. Each unit offers comfortable living with room to make it your own. Located just minutes from Lake Phalen and Phalen Regional Park, you'll enjoy easy access to miles of walking and biking trails, golf, beaches, and year-round recreation, all while remaining conveniently close to downtown Saint Paul, I-35E, Highway 36, shopping, restaurants, and public transit. The property also features a detached two-car garage, off-street parking, and a finished basement offering valuable storage and potential. With tenants responsible for their own gas and electric utilities, operating expenses remain efficient for long-term ownership. Whether you're searching for your first investment property, a place to live while generating rental income, or a home with space for extended family, 976 Lawson Avenue E combines classic charm, flexible living, and exceptional potential in one of Saint Paul's most convenient locations.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

2/10
2/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Single Tenant Access,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Finished area below ground: 507
  • Finished area above ground: 1,609

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 2,549
  • Total interior livable area: 2,116 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 282922240154
  • Zoning description: Residential-Multi-Family
  • Foundation area: 940

Features

  • Levels: One and One Half
  • Fencing: Chain Link,Full

Lot

  • Lot size: 4,965 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 40 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$210$2,520
Property Taxes $551$6,612
Electricity $178$2,141
Total$2,278$27,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,102/yr
40% on housing$68,340/yr
45% on housing$60,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$115
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$265,000
2026-07-30Listed for sale$265,000
2025-03-08Listing removed$1,075
2025-03-01Listed for rent$1,075
2025-02-13Listing removed$1,075
2025-01-24Listed for rent$1,075
2019-10-01Listing removed$235,000
2019-08-08Listed for sale$235,000
2019-05-26Listing removed$875
2019-05-20Listed for rent$875
2017-06-13Listing removed$1,095
2017-06-03Listed for rent$1,095
2012-11-16Sold$60,000
2012-09-22Price change$59,900
2012-08-29Price change$65,000
2012-07-17Price change$67,000
2012-06-07Price change$69,000
2012-04-28Price change$75,900
2012-03-22Listed for sale--
2002-08-15Sold$183,400
2001-10-26Sold$141,800
2001-04-10Sold$65,000
1998-03-09Sold$65,000
1996-10-23Sold$26,900

For Sale by Agent

AgentNicole Goltz
BrokerageRealty ONE Group Choice

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