913 Russell St, Saint Paul, MN, 55106
About This Home
This property is part of a 5-property portfolio, offering 4 single-family homes & 1 duplex in the Payne/Phalen & Dayton’s Bluff neighborhoods. MLS #s available upon request. List price reflects the standalone value; portfolio purchase offers approximately an 8% discount, with a total portfolio price of $1,285,000 and an estimated 10% CAP based on current information. Showings are limited to non-owner occupant buyers only because of current lease, expiring 9/30/2026. This cute one-story home is located on a dead end street with a fenced backyard. There are hardwood floors throughout living, dining, and bedrooms. Kitchen includes a dishwasher and has an eat-in dining area and/or great rear entry area. Basement is unfinished but has good headroom and great layout to add a lot more finished space. New water heater in 2022.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block,Daylight,Full,Unfinished
Bedroom
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 56
- Dimensions: 7x8
Features
- Finished area below ground: 0
- Finished area above ground: 768
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,532
- Total interior livable area: 1,532 sqft
Kitchen
- Level: Main
- Area: 56
- Dimensions: 7x8
Living Room
- Level: Main
- Area: 198
- Dimensions: 18x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 282922310075
- Zoning description: Residential-Single Family
- Foundation area: 768
Features
- Levels: One
- Stories: 1
- Fencing: Chain Link,Full,Wood
Lot
- Lot size: 4,268 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 30 x 107
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $218 | $2,616 |
| Electricity | $170 | $2,050 |
| Total | $1,410 | $16,920 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $175,000 |
| 2022-08-30 | Listing removed | -- |
| 2022-08-25 | Listed for rent | $1,250 |
| 2007-08-13 | Sold | $85,000 |
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