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9 W 7Th Street, Cortez, CO, 81321

3beds
2baths
1,614sqft
$263,000
$163price/sqft
$1,651/moest. monthly cost
$66,040/yrincome needed

About This Home

This home sits on a large corner lot with a pull through driveway and loads of off-street parking for an in-town home. The main level contains a large living room with vaulted ceilings and a wood stove, kitchen with eat-in bar top, laundry area, and two bedrooms with a full bathroom. Upstairs you'll find the private primary suite with views to Mesa Verde and a 3/4 bathroom. The property has 2 taps, with a separate 576 sq ft structure with its own address at 709 Market St. This additional space presents a range of opportunities—convert it into a garage, explore the potential for an additional dwelling unit, or continue using it for storage. The home has been tenant occupied for 10+ years but is now vacant and ready for a new owner to put their stamp on it.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Mesa Elementary SchoolGrades K-50.6 mi
6/10
Cortez Middle SchoolGrades 6-80.5 mi
3/10

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet-Partial,Linoleum,Tile
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,614
  • Total interior livable area: 1,614 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 561135201017
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,329$15,948
Home Insurance *$73$876
Property Taxes $63$756
Electricity $186$2,232
Total$1,651$19,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,605/yr
40% on housing$49,530/yr
45% on housing$44,026/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$237
Montezuma County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$275,000
2022-01-07Sold$163,000
2016-02-24Listing removed$124,000
2016-01-29Listed for sale$124,000
2015-12-09Listing removed$124,000
2015-10-14Listed for sale$124,000
2011-06-29Listing removed$149,000
2011-03-04Listed for sale$149,000
2010-09-17Listing removed$149,000
2009-11-29Listed for sale$149,000

For Sale by Agent

AgentJeremy Deas
BrokerageJeremy Deas, Independent Broker

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