864 Sims Ave, Saint Paul, MN, 55106
About This Home
Welcome to this charming and affordable Payne-Phalen gem! This beautifully renovated 4-bedroom, 2.5-bath home offers over 1,700 finished square feet of comfortable living space with the perfect blend of classic St. Paul character and modern updates. Featuring fresh paint, updated flooring, stylish fixtures, and multiple living spaces across all levels, this home is designed for flexibility and functionality. Enjoy a bright enclosed front porch, spacious dining area, finished lower level, and a detached 1-car garage with additional driveway parking. Situated on a manageable city lot near shopping, dining, parks, and easy access to downtown Saint Paul, this home is a fantastic opportunity for buyers seeking space, value, and convenience. A must-see East Side property ready to welcome you home!
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1889
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Finished
Bedroom
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedroom2
- Level: Upper
- Area: 146.16
- Dimensions: 11.6x12.6
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedroom4
- Level: Lower
- Area: 90
- Dimensions: 9x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 156
- Dimensions: 12x13
Family Room
- Level: Lower
- Area: 140
- Dimensions: 10x14
Features
- Finished area below ground: 455
- Finished area above ground: 1,259
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,754
- Total interior livable area: 1,714 sqft
Kitchen
- Level: Main
- Area: 156
- Dimensions: 12x13
Living Room
- Level: Main
- Area: 184.96
- Dimensions: 13.6x13.6
Patio
- Level: Main
- Area: 110
- Dimensions: 10x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 282922320123
- Zoning description: Residential-Single Family
- Foundation area: 648
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 4,094 sqft
- Lot size dimensions: 33 x 125
Parking
- Total spaces: 1
- Parking features: Detached Garage,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $341 | $4,092 |
| Electricity | $170 | $2,050 |
| Total | $2,119 | $25,428 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $274,900 |
| 2026-07-13 | Listing removed | $279,900 |
| 2026-05-13 | Listed for sale | $279,900 |
| 2023-02-24 | Sold | $248,000 |
| 2023-02-23 | Pending sale | $265,000 |
| 2022-12-01 | Listed for sale | $265,000 |
| 2014-01-04 | Listing removed | -- |
| 2013-12-21 | Listed for sale | $10,000 |
| 2013-08-11 | Listing removed | $97,500 |
| 2013-08-09 | Listed for sale | $97,500 |
| 2012-10-02 | Listing removed | $35,900 |
| 2012-07-31 | Price change | $35,900 |
| 2012-06-21 | Price change | $46,900 |
| 2012-05-22 | Price change | $49,900 |
| 2012-04-18 | Listed for sale | $52,000 |
| 2004-03-26 | Sold | $133,900 |
| 2003-09-02 | Sold | $105,000 |
| 1997-04-24 | Sold | $56,000 |
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