866 Duluth St, Saint Paul, MN, 55106
About This Home
Opportunity awaits! This character-filled home offers timeless charm with original hardwood floors, beautiful woodwork, a spacious living room, formal dining room, generously sized bedrooms, and an enclosed front porch. While the home needs some TLC (tender Loving Care.) It presents an incredible opportunity for investors, flippers, or buyers looking to build instant equity. Enjoy added peace of mind with a furnace and water heater updated in 2022. Bring your vision and personal touch to restore this hidden gem and make it truly shine again!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1907
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,100
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 282922410071
- Zoning description: Residential-Single Family
- Foundation area: 1100
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 4,965 sqft
- Lot size dimensions: 30 x 135
Parking
- Parking features: On Street,Paved Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $208 | $2,496 |
| Electricity | $170 | $2,050 |
| Total | $1,371 | $16,452 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $169,900 |
| 2018-03-30 | Sold | $150,000 |
| 2018-02-26 | Listed for sale | $149,900 |
| 2007-08-30 | Sold | $90,000 |
View on Zillow