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1421 S 8th St, Council Bluffs, IA, 51501

2beds
1baths
904sqft
$130,000
$144price/sqft
$1,061/moest. monthly cost
$42,440/yrincome needed

About This Home

Potential, potential, potential. This 2-bedroom, 1-bath home in Council Bluffs is ready for the right buyer to make it their own. The functional layout features a spacious living room, a kitchen updated just 3 years ago, dining area, convenient main-floor laundry and newer windows. Outside you'll find off street parking for 2 cars, a good-sized, flat backyard, and a shed for storage. A great opportunity to add value. Property is being sold as-is and requires a cash offer or commercial investor loan - priced accordingly. Investors, rehabbers, and handy buyers welcome.

Getting Around

58
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
66
BikeBikeable

Schools

5/10
5/10
2/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area below ground: 0
  • Finished area above ground: 904

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 904
  • Total interior livable area: 904 sqft

Property

Details

  • Parcel number: 7544 36 382 017

Features

  • Levels: One
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 0.13 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$107$1,284
Property Taxes $176$2,112
Electricity $121$1,452
Total$1,061$12,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,377/yr
40% on housing$31,830/yr
45% on housing$28,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$115
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Price change$130,000
2025-11-14Listed for sale$129,000
2022-06-01Sold$118,900
2022-04-30Pending sale$114,900
2022-04-29Listed for sale$114,900

For Sale by Agent

AgentStacey Whittington
BrokerageBHHS Ambassador Real Estate

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