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128 Dale Rd, Philipsburg, PA, 16866

3beds
1baths
1,344sqft
$125,000
$93price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

Dreaming of owning a home without breaking the bank? This could be the opportunity you've been waiting for! Nestled on a peaceful one-acre wooded parcel, this affordable two-story offers the chance to stop paying your landlord's mortgage and start investing in your own future. Sure, it needs a little love, but that's where the opportunity is. Move right in, make updates at your own pace, and watch your hard work turn into equity. The first floor features a spacious oak kitchen with plenty of cabinetry, a generously sized dining room ready for everything from weeknight dinners to holiday gatherings, and a large living room with plenty of space to kick back, entertain, or simply make yourself at home. Upstairs, you'll find three comfortable bedrooms and a full bath, giving everyone a place to call their own. Step outside and enjoy the peaceful country setting surrounded by trees, yet just minutes from town. Whether you envision backyard bonfires, a garden, space for the kids or dogs to roam, or simply enjoying the quiet after a busy day, this acre gives you room to breathe. The large shed is perfect for storing your mower, tools, outdoor toys, or creating the workshop you've always wanted. Finding a home with this much potential, this much land, and this much value isn't easy. Bring your ideas, your paintbrush, and your vision! It won't take much to make this one shine. Don't miss your chance to turn this house into a home and start building equity instead of rent receipts. Your next chapter starts here!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05013,024,0000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$87$1,044
Property Taxes $108$1,296
Electricity $224$2,692
Total$1,051$12,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 16866$94
Centre County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 16866$122
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Listed for sale$125,000

For Sale by Agent

AgentAmy Doran
BrokerageRealty One Group Landmark

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