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792 Duluth St, Saint Paul, MN, 55106

4beds
2baths
1,677sqft
$199,900
$119price/sqft
$1,617/moest. monthly cost
$64,680/yrincome needed

About This Home

Great home with lots of updates in recent years. Nice kitchen with Stainless Steel appliances. New carpet and paint. Vinyl windows throughout. Main floor bedroom and half bath. Upper level has three bedrooms, one of the bedrooms has a large 7x5 bonus room attached that could be a great office or nursery. Fully fenced yard.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

1/10
2/10
2/10

Construction

Condition

  • Year built: 1886

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Main
  • Area: 131.25
  • Dimensions: 12.5x10.5

Bedroom2

  • Level: Upper
  • Area: 137.5
  • Dimensions: 11x12.5

Bedroom3

  • Level: Upper
  • Area: 126
  • Dimensions: 12x10.5

Bedroom4

  • Level: Upper
  • Area: 109.25
  • Dimensions: 9.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,286

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,677 sqft

Kitchen

  • Level: Main
  • Area: 133
  • Dimensions: 14x9.5

Living Room

  • Level: Main
  • Area: 143.75
  • Dimensions: 12.5x11.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 282922440139
  • Zoning description: Residential-Single Family
  • Foundation area: 391

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Chain Link,Full

Lot

  • Lot size: 1,960 sqft
  • Features: Corner Lot
  • Lot size dimensions: 46 x 51

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$158$1,896
Property Taxes $279$3,348
Electricity $170$2,050
Total$1,617$19,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,440/yr
40% on housing$48,510/yr
45% on housing$43,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 55106$116
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55106$169
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$199,900
2026-04-22Listed for sale$199,900
2025-03-04Listing removed$1,889
2025-02-26Price change$1,889
2025-02-18Listed for rent$1,834
2023-06-19Listing removed--
2023-06-14Listed for rent$1,781
2020-04-14Listing removed$1,650
2020-03-12Listed for rent$1,650
2020-02-07Listing removed$1,650
2020-02-05Listed for rent$1,650

For Sale by Agent

AgentLenny Frolov
BrokerageResource Realty Group, Inc

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