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2048 Mary Ellen Ln, State College, PA, 16803

2beds
2baths
1,024sqft
$220,000
$215price/sqft
$1,582/moest. monthly cost
$63,280/yrincome needed

About This Home

This charming end-of-row townhouse offers a blend of comfort and investment potential. With 1,024 sq. ft. , it features two spacious bedrooms and 1.5 bathrooms, ideal for maximizing rental income. The traditional architectural style, complemented by a brick front and vinyl siding, ensures low maintenance and lasting appeal. Inside, enjoy a cozy combination kitchen/dining area, perfect for entertaining. The eat-in kitchen is equipped with essential appliances, including a stove, dishwasher, and refrigerator, making it move-in ready for tenants. The unfinished full basement presents an opportunity for additional living space or storage, enhancing the property's value. A deck invites outdoor relaxation, while the detached carport adds convenience. The laundry chute and attic fan are thoughtful touches that elevate everyday living. This property not only provides a warm, inviting atmosphere but also promises strong rental returns in a desirable market. Don't miss the chance to invest in a home that feels like a retreat!

Getting Around

65
WalkingSomewhat Walkable
36
TransitSome Transit
60
BikeBikeable

Schools

7/10
Park Forest El SchoolGrades K-51.0 mi
9/10
10/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: In Basement,Hookup,Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bathroom1

  • Features: Bathroom - Tub Shower
  • Level: Upper
  • Area: 28
  • Dimensions: 4 X 7

Bedroom1

  • Level: Upper
  • Area: 132
  • Dimensions: 12 X 11

Bedroom2

  • Level: Upper
  • Area: 140
  • Dimensions: 14 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Features

  • Attic/House Fan,Bathroom - Tub Shower,Combination Kitchen/Dining,Eat-in Kitchen,Dry Wall
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,024

Half Bath

  • Level: Main
  • Area: 9
  • Dimensions: 3 X 3

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Whole House Fan,Electric

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 12 X 7

Living Room

  • Level: Main
  • Area: 187
  • Dimensions: 17 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 18011,003,2048
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 3,485 sqft

Parking

  • Total spaces: 1
  • Parking features: Paved,Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$56$672
Property Taxes $190$2,280
Electricity $224$2,692
Total$1,582$18,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,240/yr
40% on housing$47,460/yr
45% on housing$42,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 16803$216
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16803$225
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$220,000
2026-07-23Listed for sale$220,000

For Sale by Agent

AgentRobin Homan
BrokerageHeritage Realty Group Inc

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