58 Ridgewood Cove Rd, Waterloo, SC, 29384
About This Home
DO NOT MISS - brand new to market, check out this incredible Lake Greenwood home on 1.5 acres in an unrestricted neighborhood! 58 Ridgewood Cove Rd. encompasses the best of what Lake Greenwood has to offer, being a luxury lakefront home while still maintaining the freedom you want. The owners have done so much for this property during their time: a totally new dock with covered boat lift in 2025, new seawall in 2025, new HVAC in 2025, extensive new landscaping including 4 tons of river rock at the seawall, totally upgraded irrigation system with 7 zones and 63 sprinkler heads, gutter guards, and so much more! The inside layout just makes sense with everything on one level, 3 beds and 2.5 baths, laundry room, gas fireplace, and the four seasons heated and cooled sun room with amazing lake views. Behind the house (closer to the road) is an extremely functional 26x32 building with a large shop and a small apartment with another bedroom and half bath. The exterior and waterfront areas are immaculate and the dock is absolutely perfect -- you will not want to leave! Do not miss your chance at this place, a rarity on the lake like this without an HOA will get a lot of attention!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Roof: Architectural
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater
Basement
- Basement: None,Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Ceiling Fan(s),Granite Counters,Smooth Ceiling(s),Walk-In Closet(s)
- Window features: Insulated Windows
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Master Bathroom
- Features: Full Bath,Shower Separate,Tub-Separate
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Features
- Patio & porch: Covered,Deck,Front Porch
- Exterior features: Boat Lift,Boat Lift-Covered
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Greenwood,Lake
- Frontage type: Lakefront
- Frontage length: Road: 110,Water: 78
- Living area range: 2000-2099
Lot
- Lot size: 1.50 Acres
- Features: Cleared,In Ground Sprinkler-Full Yard
Parking
- Total spaces: 2
- Parking features: 2 Car,Detached,Detached Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Laurens County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,716 | $44,592 |
| Home Insurance * | $440 | $5,280 |
| Property Taxes | $263 | $3,156 |
| Electricity | $204 | $2,449 |
| Total | $4,623 | $55,476 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $699,900 |
| 2026-07-02 | Listed for sale | $734,900 |
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