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1220 Foxpoint, Brandon, MS, 39047

5beds
4baths
3,713sqft
$494,000
$133price/sqft
$3,424/moest. monthly cost
$136,960/yrincome needed

About This Home

$50,000 PRICE DROP!!! Located in the highly sought-after Fox Bay community in Brandon, this beautiful home offers peaceful living near the Reservoir. With over 3,700 square feet of well-designed space, this home blends comfort, functionality, and charm in one of Rankin County's top neighborhoods. Step inside to find a spacious open floor plan with soaring ceilings, hardwood floors, and a cozy fireplace in the living room. The kitchen is a dream—featuring an oversized island, granite countertops, a walk-in pantry, and a farmhouse sink. The primary suite is located on the main floor and offers plenty of room to relax, with two large walk-in closets, a spa-style bathroom, and direct access to the porch. Upstairs, you'll find additional bedrooms, two full bathrooms, and a large bonus room with a kitchenette—perfect for guests, a home office, or even a private apartment setup. This is a rare opportunity to own a move-in ready home in one of Brandon's most desirable areas. If you're looking for space, views, and amenities, 1220 Foxpoint has it all. For more information or to schedule a private showing, contact your local agent today.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
7/10
8/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Oven,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,713
  • Total interior livable area: 3,713 sqft

Property

Details

  • Parcel number: I12l000004 00450

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other
  • Fencing: Back Yard

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Rankin County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$344$4,128
Property Taxes $238$2,856
Electricity $345$4,143
Total$3,424$41,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,394/yr
40% on housing$102,720/yr
45% on housing$91,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 39047$164
Rankin County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39047$157
Rankin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$494,000
2025-11-07Price change$499,000
2025-08-22Price change$550,000
2025-07-30Price change$565,000
2025-07-26Listed for sale$665,000
2009-12-26Listing removed$450,000
2009-10-24Listed for sale$450,000

For Sale by Agent

AgentColin A Baker
BrokerageSouthern Homes Real Estate

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