13540 Indian Beach Rd, Spicer, MN, 56288
About This Home
Experience lakeside living at its finest in this beautifully crafted 2023 patio home on the highly sought-after shores of Green Lake. Offering 3 bedrooms, 3 bathrooms, and a spacious bonus room, this thoughtfully designed home combines modern comfort with exceptional functionality. Enjoy the luxury of in-floor heat throughout the main floor and the attached three-stall garage, providing year-round comfort. Situated on 75 feet of pristine Green Lake shoreline, this property boasts one of the sandiest lake bottoms around—perfect for swimming, boating, fishing, and making unforgettable memories. End each day with breathtaking sunsets from your own backyard, creating the perfect backdrop for relaxing or entertaining. Whether you’re looking for a year-round residence or the ultimate lake retreat, this exceptional property offers the best of Green Lake living. Call Today for your tour!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Double Oven,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: None
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,440
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,440
- Total interior livable area: 2,440 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Primary Bathroom
- Level: Main
Property
Accessibility
- Accessibility features: Doors 36"+,No Stairs External
Details
- Parcel number: 212501630
- Zoning description: Residential-Single Family
- Foundation area: 1880
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Sand)
- Frontage length: Water Frontage: 75
Lot
- Lot size: 0.67 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Concrete,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Kandiyohi County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,811 | $81,732 |
| Home Insurance * | $655 | $7,860 |
| Property Taxes | $1,021 | $12,252 |
| Electricity | $205 | $2,469 |
| Total | $8,692 | $104,304 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $1,347,000 |
| 2023-06-15 | Sold | $525,000 |
| 2023-05-03 | Pending sale | $599,000 |
| 2021-01-04 | Price change | $599,000 |
| 2016-06-01 | Listed for sale | $649,000 |
| 2015-10-16 | Listing removed | $649,000 |
| 2014-08-31 | Listed for sale | $649,000 |
| 2010-10-08 | Listing removed | $675,000 |
| 2009-10-16 | Listed for sale | $675,000 |
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