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2706 Kingston Dr, Ames, IA, 50010

4beds
4baths
1,700sqft
$430,000
$253price/sqft
$3,152/moest. monthly cost
$126,080/yrincome needed

About This Home

Bright, tidy, and move-in ready, this two-story home in the Somerset neighborhood offers the space and layout today's buyers are looking for. The main floor features an open, light-filled design that's perfect for everyday living and entertaining. Upstairs, you'll find three spacious bedrooms, including a primary suite with its own private bath. The finished basement adds even more flexibility with a family room, fourth bedroom, and bath--ideal for guests, a home office, workout space, or playroom. Outside, enjoy a large fenced backyard with two patio areas, giving you plenty of room to relax, entertain, or play.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

10/10
6/10
Ames Middle SchoolGrades 6-83.0 mi
7/10
Ames High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter,Tile
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s)
  • Flooring: Carpet
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 598
  • Finished area above ground: 850

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Other

  • Level: Basement

Other

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 0528454030
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$254$3,048
Property Taxes $598$7,176
Electricity $126$1,521
Total$3,152$37,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,068/yr
40% on housing$94,560/yr
45% on housing$84,053/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 50010$189
Story County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 50010$195
Story County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$430,000
2026-07-07Listed for sale$435,000
2023-03-23Sold$384,000
2023-01-30Pending sale$370,000
2023-01-23Listed for sale$370,000
2013-08-02Sold$262,000

For Sale by Agent

AgentPatty Meese
BrokerageFriedrich Realty

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