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770 County Road 543, Verbena, AL, 36091

5beds
3baths
3,094sqft
$995,900
$322price/sqft
$6,119/moest. monthly cost
$244,760/yrincome needed

About This Home

Welcome to your ultimate lakefront retreat! Discover the perfect blend of spacious family living and serene waterfront access on Lake Mitchell, nestled on a sprawling 1.5-acre private lot. This stunning property, built in 1985 and modernized in 2022, features five spacious bedrooms and three full bathrooms, making it fully furnished and ready for enjoyment. The heart of the home is an expansive family room with floor-to-ceiling windows, allowing natural light to flood the space while providing tranquil views of the quiet lake cove. For those who enjoy a turn-key waterfront lifestyle, the property includes a newly constructed two-level boathouse, completed in 2022, offering excellent boat storage and easy access to the water. Whether you’re looking for a family getaway, a permanent residence with ample space, or a premier entertainment venue, this property delivers a peaceful and private lake living experience. Don’t miss out on this exceptional opportunity to embrace Lake Mitchell!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Verbena High SchoolGrades PK-126.1 mi
8/10
Clanton Middle SchoolGrades 7-88.5 mi
4/10
Chilton Co High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 1304

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Block

Bathroom1

  • Level: Basement

Bedroom1

  • Level: Second

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Multiple Staircases,Recessed Lighting,Cathedral/Vaulted,High Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Sitting Area in Master,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Double Pane Windows,Storm Window(s)
  • Flooring: Carpet,Tile
  • Attic: Walk-In,Yes
  • Finished area below ground: 1,304
  • Finished area above ground: 1,790

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,094 sqft

Kitchen

  • Features: Laminate Counters,Breakfast Bar,Eat-in Kitchen,Kitchen Island
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1902040003012001
  • Special condition: As Is

Features

  • Levels: 2+ story,Tri-Level
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Exterior features: Balcony,Dock
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Mitchell
  • Frontage length: 300

Lot

  • Lot size: 1.50 Acres
  • Features: Acreage,Many Trees,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Boat,Circular Driveway,Driveway
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,035$60,420
Home Insurance *$473$5,676
Property Taxes $265$3,180
Electricity $346$4,154
Total$6,119$73,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,794/yr
40% on housing$183,570/yr
45% on housing$163,173/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 36091$109
Chilton County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 36091$166
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$995,900
2010-09-09Listing removed$449,900
2010-04-25Price change$449,900
2010-01-31Price change$499,900
2009-10-24Price change$529,900
2009-10-02Listed for sale$549,900

For Sale by Agent

AgentHolly Deavers
BrokerageEXIT Royal Realty

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